Christine Melek

Designed Mashreq Business Model to meet Central Bank of UAE and Egypt, IFRS 9 regulations. Responsible for risk requirements for launching new Treasury System, launched derivatives products, and automated regulatory reports.

Managed market, liquidity, and investment risk for private equity and VC funds. Led recovery plan and ICAAP implementation, and oversaw risk analytics.

Key risk owner for formulation of all risk policies and procedures for CBE licensing. Reviewed and signed off on business requirements and product structures.

Managed traded and non-traded market risks, including liquidity and interest rate risk. Implemented IFRS9 for fixed income portfolios and assisted in new system implementations.

Developed and led new sourcing programs for loans, enhanced collection strategies, and ensured compliance with Central Bank of Egypt regulations.

Assessed credit applications against risk models and policies, analyzed financial statements, and supported business support and recoveries for high-risk portfolios.

Supported risk projects for the Chief Risk Officer, assessed risk reporting, and contributed to scenario planning and ERMF implementation.

Supervised teams of 15-20, developed collections strategies, managed impairment, and tracked operational unit costs.

Managed collections for retail banking, focusing on recovery and delinquency management.

Pursued a Corporate Finance & Valuation Credit Professional Certificate, enhancing expertise in corporate finance and valuation.

Completed a Professional Diploma in Data Analysis & Applied Statistics, strengthening analytical and statistical skills.

Completed training on Asset & Liabilities Management, strengthening skills in balance sheet management.

Earned an MBA with a major in Global Finance, developing advanced knowledge in international financial management.

Completed a course in Financial Market Analysis, gaining insights into global financial markets.

Completed training on Basel III, Capital Management, ICAAP, and Pillar 1, 2 & 3, enhancing regulatory knowledge.

Completed training on IFRS 9 Regulation and Implementation, delivered by KPMG Partner, deepening expertise in financial reporting standards.

Completed training on Market Risk Management and its significance to Basel II & III, enhancing risk management skills.

Earned the ACI Dealing Certificate through self-study, demonstrating proficiency in financial dealing operations.

Earned a Bachelor's degree in Economics, providing a strong foundation in economic theory and analysis.