Chetna Patil

At Aditya Birla Sun Life Insurance, I price group term life schemes and support reinsurance operations through accurate policy setup, valuation, and reporting.

I handle GTL pricing, including risk assessment, data analysis, reinsurer negotiations, treaty support, and complex affinity and multi-year renewable term schemes. I also partner with Finance, Underwriting, Operations, and Claims teams to resolve escalations and support issuance.

In the Reinsurance Team, I perform monthly group premium and claims valuations using SQL and Renova, validate member-level premium outputs and rates, and investigate premium variations. I prepare reinsurer bordereaux and accounts files with the required data fields for timely reporting.

I’ve also built Excel-based premium-rate and profitability-analysis models using mortality, claims, and premium data to support validation, reconciliation, and pricing optimisation.