At Moneris Solutions, I investigate escalated AML alerts and complex merchant activity, including structuring, unusual transaction spikes, refund abuse, and potential transaction laundering. I also conduct enhanced due diligence on high-risk merchants and prepare and quality-review STR recommendations.
I mentor analysts on investigation decisions, escalation rationale, case narratives, and documentation. I also support audits and coordinate with Legal and Risk on account restrictions, exits, and law-enforcement requests.
At KOHO Financial, I audited international remittances for KYC compliance, sanctions screening, source-of-funds documentation, and travel rule requirements. I tested EFTR completeness and accuracy and used SQL and Excel to select risk-based samples and track exceptions and remediation.
Earlier, I reviewed consumer credit applications at Affirm Canada and transaction-monitoring alerts at Simplii Financial. At AptPay Inc., I supported overseas remittance compliance checks and reconciled cross-border payments against partner and bank settlement reports.
