karthik kodihalli

I embed CDD, EDD, KYC/KYB, beneficial ownership, and unusual-transaction reporting into business banking operations at TD Bank. I help ensure client files meet FINTRAC onboarding standards and withstand audit and compliance review.

Previously at CIBC, I owned branch-level AML/KYC compliance, detected and escalated higher-risk activity, and led a six-person advisory and client-service team through policy and system change. My work combines practical transaction analysis, money-laundering red-flag review, clear documentation, and disciplined escalation.

At HSBC, I served as a KYC/AML subject matter expert for institutional client reviews, translating regulatory requirements into procedures, standards, and quality criteria. At Wipro supporting a UBS engagement, I maintained high-volume KYC/AML documentation across India and Singapore and helped standardize processes and controls.

I'm CAMS-certified and currently completing an Executive MBA at the University of Alberta. I also evaluate LLM outputs on AML/ATF and banking compliance at Mercor, bringing a practical interest in responsible AI-enabled investigation workflows.