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Carolina Schwab Gold

@carolinaschwabgold

Finance Professional with 8+ years of experience across medical services, industry and retail, specializing in financial planning, cash flow and FP&A.

Brazil

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Finance Professional with 8+ years of experience across medical services, industry and retail, specializing in financial planning, cash flow and financial reporting. Trusted business partner to executive leadership with a track record of leading financial planning through business expansion, including structuring budgets for company growth from 2 to 4 locations and driving 7x revenue growth. Recognized for strengthening financial controls and driving business performance internationally.

Experience

Work history, roles, and key accomplishments

Current

Finance Analyst

Current

Gold Serviços Médicos Anestesiológicos

Apr 2026 - Present (6 months)

Managed administrative and financial operations of physician on-call shift contracts, growing monthly revenue by 20% over four months through improved billing and collections practices. Implemented systematized financial record-keeping and reconciliation controls, reducing monthly report closing time by 60%.

Billing Collections Financial Record Keeping Reconciliations Revenue Growth

Head of Finance and Administration

Zeferino Ind e Com de Calçados SA – NVH Studios

Nov 2024 - May 2026 (1 year 6 months)

Managed strategic banking partnerships to support B2B receivables anticipation (~BRL 1M/year), improving company liquidity and cash flow.

Banking Partnerships Receivables Anticipation (Factoring)Cash Flow Management Liquidity Management

Finance Manager

Zeferino Ind e Com de Calçados SA – NVH Studios

Mar 2023 - Nov 2024 (1 year 8 months)

Established budget controls and cost tracking for prototype and sample development, improving spending accuracy and reducing costs by prioritizing use of existing inventory.

Budget control Cost Tracking Cost Reduction Inventory Management

Finance Supervisor

Zeferino Ind e Com de Calçados SA – NVH Studios

Jun 2022 - Mar 2023 (9 months)

Conducted a comprehensive cost structure analysis, identifying and reducing excessive logistics spend by 80%. Introduced a cash flow forecast-vs-actual tracking model to support monthly and quarterly financial reporting.

Cost Analysis Logistics Cost Reduction Cash Flow Forecasting Financial Reporting

Finance Assistant

Zeferino Ind e Com de Calçados SA – NVH Studios

Aug 2020 - Jun 2022 (1 year 10 months)

Led the parameterization of a new ERP system (Genesys) for financial and accounting modules, replacing manual Excel-based bank reconciliation and reducing report preparation/export time by 80%. Conducted daily bank reconciliations and managed the full accounts payable/receivable cycle, maintaining 100% on-time transaction processing and financial accuracy.

ERP Implementation Genesys Bank Reconciliation Accounts Payable Accounts Receivable Excel