Open to opportunities

carmen brouwers

@carmenbrouwers

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I’m a KYC Analyst specializing in EDD, sanctions, and high-risk AML investigations.

Netherlands

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What I'm looking for

I’m looking for a KYC/AML role where I can own high-risk investigations, contribute to strong decisions and documentation, and support continuous EDD improvements. I work well autonomously in fast-changing environments and am open to different shifts.

I’m a KYC Analyst and Financial Crime Compliance Specialist focused on Enhanced Due Diligence (EDD) and high-risk customer reviews across regulated banking and fintech environments. I’ve delivered complex EDD work including Source of Funds/Wealth verification, sanction screening, PEP, adverse media, OSINT, and behavioural transaction analysis—making defensible risk decisions based on FATF, AML/CFT, and beneficial ownership standards.

In my roles, I’ve managed 20+ concurrent high-risk cases and completed 800+ complex financial crime investigations (crypto and fiat) with zero audit findings. I’ve also led transaction monitoring and investigations using Moody’s, prepared and escalated 50+ SAR/STR reports to the FIU, and contributed to policy/procedure and training material improvements—leveraging AI tools like Claude and ChatGPT to improve EDD efficiency without sacrificing thoroughness.

Experience

Work history, roles, and key accomplishments

KYC-Analyst

Rabobank

Aug 2023 - Mar 2026 (2 years 7 months)

Delivered Enhanced Due Diligence (EDD) for high-risk customers, including Source of Funds/Wealth verification, sanctions screening, PEP and adverse media, OSINT, and behavioural transaction analysis. Managed 20+ concurrent high-risk cases, completed 800+ financial crime investigations, prepared 50+ SAR/STR reports to the FIU, and acted as a first-line escalation point for high-risk KYB/KYC cases.

Enhanced Due Diligence (EDD)Source Of Funds Wealth Verification Sanctions Screening PEP Screening Adverse Media OSINT Risk Analysis Escalations KYC Transaction Monitoring Moody'S Monitoring Tools FIU SAR STR Reporting Financial Crime Investigations AML CFT MLRO Escalation Training Delivery AI Assisted EDD (Claude ChatGpt

KYC Analyst (KYB focus)

Mollie Payments

Jun 2022 - Aug 2023 (1 year 2 months)

Performed large-scale EDD and risk assessments for 4,500+ high-risk corporate clients, including in-depth analysis of beneficial ownership structures and cross-border transaction activity. Conducted sanctions, PEP, and adverse media screening, escalated high-risk cases to AML teams, and served as an Innovation Ambassador to improve EDD efficiency and contribute to internal guidance, policies, proc

Enhanced Due Diligence (EDD)Cross Border Transaction Activity Review Transaction Activity Risk Assessment Sanctions Screening PEP Screening Adverse Media Screening Process Improvement EDD Efficiency And Decision Logic Improvement