Open to opportunities

Ali Ait Yacoub

@aliaityacoub1

Message

Senior AML/KYC specialist helping banks detect fraud, manage sanctions risk, and improve AML frameworks with tech.

Netherlands

Message

What I'm looking for

I’m looking for a senior AML/KYC role where I can lead investigations, optimize transaction monitoring and sanctions screening, and drive automation and process improvements with strong cross-functional collaboration and clear regulatory impact.

I’m a Senior AML/KYC Specialist with experience across banks, insurers, and payment institutions. I focus on complex investigations, large-scale transaction analysis, and strengthening AML frameworks through technology.

Since 2025, I’ve been an AML & CFT Specialist at De Nederlandsche Bank (DNB), leading forensic analysis of European payment flows and identifying anomalies and risk indicators. I use TARGET2 and ERMS alongside data-driven tools to strengthen monitoring effectiveness, coordinate post-incident investigations, and deliver senior-level reporting. I also support system improvements and automation opportunities through structured assessments.

Previously, I worked at deVolksbank on high-volume TM and ML/TF pattern detection, and at Nationale Nederlanden Bank as a Senior KYC/TM Analyst performing periodic reviews, sanctions checks, and EDD. I’ve also contributed to client risk analysis and onboarding workflows at ABN AMRO, Rabobank, Saxo Bank, and KBC Belgium, using process mining, TIBCO-based workflow enhancements, OSINT research, and CDD/EDD to improve quality and efficiency.

Experience

Work history, roles, and key accomplishments

Current

AML & CFT Specialist

Current

De Nederlandsche Bank (DNB)

Jan 2025 - Present (1 year 3 months)

Led forensic analysis of European payment flows, identifying anomalies and risk indicators. Coordinated post-incident investigations and produced senior-level reporting using TARGET2 and ERMS.

Transaction Monitoring Regulatory Reporting Automation Support

AML Specialist

deVolksbank

Jan 2023 - Jan 2024 (1 year)

Conducted high-volume transaction monitoring to identify ML/TF patterns. Performed CDD/EDD using process mining tools and improved workflow efficiency via PDCA.

Transaction Monitoring ML TF Pattern Detection CDD EDD Process Mining Workflow Optimization Detection Capability Improvement

Functional Specialist EDR

ABN Amro

Jan 2023 - Jan 2023 (0 months)

Analyzed complex client structures and risk profiles to support client risk assessment. Enhanced client outreach workflows using Tibco and supported system improvements.

Tibco Workflow

Senior KYC/TM Analyst

Nationale Nederlanden Bank

Jan 2022 - Jan 2023 (1 year)

Completed periodic reviews including sanctions checks and handling TM alerts. Conducted EDD and integrity risk investigations using data-driven approaches.

Transaction Monitoring Sanctions Checks

KYC Onboarding Analyst

Saxo Bank

Jan 2022 - Jan 2022 (0 months)

Performed onboarding checks for private and corporate clients, assessing PEP exposure and sanctions risk. Conducted adverse media review as part of onboarding due diligence.

PEP Screening Sanctions Risks Adverse Media Checks Corporate Onboarding Due Diligence

TM/Sanctions Analyst

Rabobank

Jan 2022 - Jan 2022 (0 months)

Investigated sanctions risks, U-turns, fraud indicators, and ML/TF threats while assessing transaction legitimacy. Produced analysis to support appropriate AML actioning.

U Turn Analysis Fraud Indicator Review Risk Assessment