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Azzahra safira romaddhinaAR
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Azzahra safira romaddhina

@azzahrasafiraromaddh

Research Fellow at OJK Institute analyzing government securities and public use of online loans and pay-later services.

Indonesia
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At Independent Institution, I assist with research on government bond and Bank Indonesia securities issuance, as well as public behavior around online loans and pay-later services. My work includes literature reviews, focus group discussions, data collection, analysis, and interpretation.

I use EViews, Stata, MySQL, and Excel to analyze data, develop models, and interpret findings. I also conducted a survey on online lending and pay-later use in collaboration with the relevant provider associations.

At Independent Institution, I researched community preferences for tax and levy payments using QRIS in Central Java. Through QRIS Goes to School, I managed QRIS transactions and usage volume across five cities, totaling 3,500 transactions.

As a research assistant, I contributed to regional development planning research in Kalimantan Utara and a transmigration pilot project. I also compiled analysis of more than 100 sectoral economic indicators and supported research on environmental economics.

Experience

Work history, roles, and key accomplishments

Otoritas Jasa Keuangan logoOK
Current

Research Fellow

Otoritas Jasa Keuangan

Feb 2025 - Present (1 year 8 months)

Assisting comprehensive research on the impact of government bond and Bank Indonesia securities issuance on the financial services sector, and public behavior toward online loans and pay later services. Utilized statistical software for data analysis and conducted surveys in collaboration with industry associations.

KT

Research Assistant

Kementrian Desa, Daerah Tertinggal, Transmigrasi

Jun 2024 - Oct 2024 (4 months)

Assisted in designing and executing an academic manuscript on a transmigration pilot project, including data collection, analysis, and interpretation. Conducted literature reviews and supported preparation of research reports and presentations.

PP

Research Assistant

Pusat Studi Perencanaan Pembangunan Regional (PSPPR)

Apr 2024 - Aug 2024 (4 months)

Assisted in the Rancangan Teknokratik RPJMD for Kalimantan Utara, focusing on sectoral economics. Participated in focus group discussions and compiled data and analysis of over 100 sectoral economic indicators.

Bank Indonesia logoBI

Research Intern

Bank Indonesia

Aug 2023 - Dec 2023 (4 months)

Conducted research on community preferences for tax and levy payments using QRIS in Central Java, including literature review, data collection, and analysis. Managed research projects and coordinated QRIS usage transactions across five cities.

CD

Research Assistant

Center for Microeconomics Research and Dashboard

May 2023 - Dec 2023 (7 months)

Assisted in designing and executing research experiments on environmental economics, including data collection, analysis, and interpretation. Organized two workshops on Susenas and Podes data processing.

Education

Degrees, certifications, and relevant coursework

University of Gadjah Mada logoUM

University of Gadjah Mada

Bachelor of Economics, Economics

2020 - 2024

Grade: 3.46/4.00

Activities and societies: 3rd Place in the National Management, Business and Finance Competition in the Field of Scientific Writing; Relevant Coursework: Research Methods, Data Analysis, Macroeconomics, & Microeconomics

Bachelor of Economics with a GPA of 3.46/4.00. Achieved 3rd place in a national competition for scientific writing.

Tech stack

Software and tools used professionally

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