Ashwini Davay K

Authorised and screened 800+ daily transactions through CBS with zero discrepancies, investigated customer queries, and escalated suspicious activity within agreed TAT. Oversaw branch operations and risk controls for daily cash flows above ₹15 crores, maintaining 100% adherence to PMLA, RBI, and internal AML policies.

Authorised and processed 100+ international transactions monthly worth over ₹20 crores, performing sanctions and watchlist screening under FEMA and RBI guidelines. Executed 500+ SWIFT payments at 99.5% accuracy and verified 200+ trade finance documents monthly with zero documentation errors.

Standardised KYC/EDD onboarding for 700+ accounts, accurately collecting and verifying customer information, assessing source of funds, and assigning risk ratings. Managed daily cash operations above ₹5 crores with zero discrepancies and resolved customer complaints through root cause analysis, cutting service turnaround time by 50%.

Investigated and escalated suspicious transactions for STR/SAR reporting and resolved disputes, preventing potential losses of ₹5 lakhs. Completed 300+ KYC verifications monthly with zero compliance deviations and processed 300+ customer transactions daily at 99% accuracy.

Analysed transactional data exceeding ₹500 crores, identified discrepancies worth ₹3 lakhs, and improved reconciliation speed by 30%.

Pursuing an MBA in AI & Data Science, applying analytics to financial crime detection and operational risk.

Completed a Diploma in Fine Arts (Painting), sustaining a disciplined, detail-oriented practice through exhibitions and commissioned work.

Completed a Certificate in AML & KYC Guidelines from the Indian Institute of Banking & Finance.

Completed the CA-CPT from the Institute of Chartered Accountants of India.

Completed the CAIIB and JAIIB certifications from the Indian Institute of Banking & Finance.

Bachelor of Commerce (Honours) from Sri Sathya Sai University.