I am open to any finance role such as corporate finance, debt market, securitisation, treasury, data management, credit analyst

Apurva Ghorpade
@apurvaghorpade
Securitisation & Distribution Manager at AP Factors and Finance, structuring PTC issuances and managing credit, liquidity, and lender relationships.
What I'm looking for
At AP Factors and Finance Pvt Ltd (Artfine Group), I facilitate securitisation, direct assignment, and risk participation proposals. I work on structuring and executing pass through certificate (PTC) issuances, coordinating with transaction partners, and ensuring compliance with RBI guidelines.
I also prepare credit assessment memos, analyse financial statements and business operations, and contribute to revenue budgeting and profitability analysis. For liquidity management, I prepare daily ALM reports and bid on the TREDs platform through RXIL and M1 Exchange.
Earlier, I worked in treasury at Trafigura Global Services Pvt Ltd and Siemens Limited, and in finance consulting and fundraising at VM Financial Services. My experience includes treasury payments and reconciliations, financial modelling and valuations, and money market instruments.
Experience
Work history, roles, and key accomplishments
Manager – Securitisation & Distribution
AP Factors and Finance Pvt Ltd (Artfine Group)
Aug 2022 - Present (4 years 1 month)
Facilitates securitisation, direct assignment, and risk participation proposals, including structuring and execution of PTC issuances. Manages ALM reporting, credit monitoring, and coordination with trustees, rating agencies, and consultants.
Summer Intern
Hindustan Petroleum Corporation Ltd.
May 2015 - Jun 2025 (10 years 1 month)
Studied revenue budgeting process, budget booklet, profitability, and profit drivers. Applied capital budgeting techniques such as NPV, IRR, ARR, and payback period for project decisions.
Analyst – Treasury
Trafigura Global Services Pvt Ltd
Jan 2021 - Aug 2022 (1 year 7 months)
Processed finance payments, LC payments, and intercompany transfers for the Asia Pacific region. Managed receivables, loan confirmations, daily rollovers, and reconciliation queries against deadlines.
Associate - Finance
VM Financial Services
Nov 2018 - Apr 2019 (5 months)
Assisted in building financial models for corporate, government, and international projects, and drafted detailed project reports. Supported fund raising by preparing loan proposals, coordinating with banks and NBFCs, and managing documentation.
Executed placement and redemption of money market instruments for Siemens Limited and group companies. Liaised with banks, prepared MIS reports, posted journal entries in SAP, and met audit requirements.
Winter Intern
IDBI Bank Ltd.
Dec 2015 - Jan 2016 (1 month)
Reviewed and understood day-to-day activities in a bank branch, including operations, assets, liabilities, and alternative channels. Studied risk management and NPA management in the banking industry.
Education
Degrees, certifications, and relevant coursework
Father C. Rodrigues Institute of Management Studies (FCRIMS)
Masters in Management Studies (MMS), Management Studies
2014 - 2016
Grade: 73% First Class
Masters in Management Studies (MMS) from Father C. Rodrigues Institute of Management Studies, Mumbai University, completed with 73% and First Class.
S.I.E.S College of Commerce & Economics
B.Com. (Financial Markets), Financial Markets
2010 - 2013
Grade: 79% Distinction
B.Com. (Financial Markets) from S.I.E.S College of Commerce & Economics, Mumbai University, completed with 79% and Distinction.
Swami Vivekanand Junior College
HSC, General
2010 - 2010
Grade: 80% Distinction
HSC from Swami Vivekanand Junior College, Maharashtra State Board, completed with 80% and Distinction.
Swami Vivekanand High School
SSC, General
2008 - 2008
Grade: 85% Distinction
SSC from Swami Vivekanand High School, Maharashtra State Board, completed with 85% and Distinction.
NSE
NCFM Capital Markets (Dealer's Module), Capital Markets
Completed NCFM's Capital Markets (Dealer's Module) conducted by NSE.
Tally
Tally ERP 9, Accounting Software
Completed Tally ERP 9 certification.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Salary expectations
Job categories
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