
Anjali Linto
@anjalilinto
Risk Management Assistant Manager at MUTHOOT MICROFIN LTD. conducting co-lending due diligence and vendor risk reviews.
What I'm looking for
At MUTHOOT MICROFIN LTD., I analyse portfolio quality using DPD buckets and POS trends, prepare district-wise risk reports, and assess geographic and agriculture-linked risks.
I conduct co-lending partner due diligence for Gold Loan and MSME LAP portfolios, including financial statement reviews and on-book reconciliation. I also coordinate vendor risk reviews and follow up on Business Continuity Plan and Disaster Recovery documentation.
Experience
Work history, roles, and key accomplishments
Assistant Manager – Risk Management
Muthoot Microfin Ltd.
Jan 2026 - Present (10 months)
Analyse portfolio quality using DPD buckets and POS trends; prepare monthly district-wise risk reports and identify emerging delinquency patterns. Conduct co-lending partner due diligence and coordinate vendor risk reviews.
Risk Officer – Risk Management
Muthoot Microfin Ltd.
Jan 2024 - Jan 2026 (2 years)
Monitored branch operational risk through CIH alerts and reconciliation of MIS, system reports, branch EOD data, and cash book records. Prepared risk and audit reports and supported vendor onboarding and due diligence documentation.
Data Analyst Intern
Inker Robotics
Jan 2023 - Dec 2023 (11 months)
Researched key performance indicators (KPIs) and supported dashboard development and performance reporting for the InkerLearn platform.
Data Analytics Trainee
MedTourEasy
Jan 2023 - Dec 2023 (11 months)
Completed a Python-based data analytics project examining age differences between right-handed and left-handed individuals.
Education
Degrees, certifications, and relevant coursework
St. Teresa’s College, Ernakulam
PGDM, Business Analytics
Pursued a PGDM in Business Analytics, graduating in 2023.
Christ College, Irinjalakuda
B.Com, Finance
Completed a Bachelor of Commerce in Finance, graduating in 2021.
Availability
Location
Authorized to work in
Salary expectations
Social media
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