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Aizah Zafar

@aizahzafar

Message

I build financial models and PPP bids for government and corporate clients.

Pakistan

Message

At Saudi AZM, I lead financial modelling, PPP/DBFO advisory, market research, and proposal development for Saudi government and quasi-government clients. I have delivered 25+ engagements supporting bids worth over SAR 500 million, translating digital-transformation goals into commercially viable revenue models.

Previously, I managed transaction banking portfolios at Meezan Bank, serving 120 corporate and institutional clients and leading eight relationship officers. I also onboarded 105+ clients to digital payroll solutions carrying PKR 2 billion in combined payroll volume.

Experience

Work history, roles, and key accomplishments

Current

Financial and Business Consultant

Current

Saudi AZM

Aug 2024 - Present (2 years 1 month)

Ran 25+ engagements end to end for government and quasi-government clients, covering bids worth over SAR 500 million. Built financial models under PPP and DBFO structures and developed proposals for clients such as the Ministry of Finance.

Financial Modeling PPP DBFO Proposal Development Market Research Competitor Benchmarking Pitch Deck Development Microsoft Office Data Analysis AI Tools Stakeholder Management

Assistant Relationship Manager, Transaction Banking

Meezan Bank Limited

Jan 2023 - Jan 2024 (1 year)

Headed the Central region for transaction banking, owning a portfolio of 120 corporate and institutional clients. Onboarded 75+ new clients onto digital payroll platforms, adding PKR 1.2 billion in annual payroll volume.

Transaction Banking Corporate Banking Customer Relationship Management Digital Payroll Team Leadership Training

Teaching Assistant, Finance

Institute of Business Administration (IBA)

Jun 2021 - Dec 2022 (1 year 6 months)

Supported class facilitation, tutoring sessions and assessment of student work for finance courses. Prepared and organised course material.

Finance Teaching Tutoring Course Material Preparation

Financial Data Researcher

S&P Global

Jun 2019 - Jul 2020 (1 year 1 month)

Compiled and analysed company financial data, built queries and produced reports for stakeholders. Supervised data migration and reviewed trends to support forecasts.

financial data analysis Reporting Data Migration Forecasting

Education

Degrees, certifications, and relevant coursework

Institute of Business Administration (IBA)

Master of Science, Islamic Banking and Finance

Master of Science in Islamic Banking and Finance. Thesis on Green Financing in Pakistan, ranked first in class.

National University of Computer and Emerging Sciences (FAST)

Bachelor of Science, Accounting and Finance

Bachelor of Science in Accounting and Finance.

Institute of Financial Markets of Pakistan (IFMP)

Certified, Financial Markets

Certified by the Institute of Financial Markets of Pakistan.

Anthropic

Training, Artificial Intelligence

Completed Anthropic training in 2026, including Claude 101, AI Fluency, Framework and Foundations, Introduction to Claude Cowork, Introduction to Agent Skills, and Introduction to Subagents.