At Bank Alfalah Limited, I laid the foundations for CDD/KYC SOPs and drove regular policy updates to keep the bank-wide AML/CFT and Sanctions framework aligned with regulatory requirements.
I supervised high-risk client reviews and onboarding, including Sanctions screening, PEPs, NGOs/NPOs, and internal and external STR reviews. I also headed periodic reviews, New-to-Bank onboarding, dormancy activations, and the Sanctions Governance team.
I spearheaded CDD KRIs through a Risk & Control Self-Assessment model and oversaw team KPIs. I also worked with Compliance, Operations, IT, and Digital teams to optimize KYC/CDD workflows, and conducted targeted AML/CFT and KYC/CDD training.
Earlier, at Standard Chartered Bank Limited, I managed onboarding and dormancy activation teams, rolled out an Online Risk Assessment Tool across 100+ branches, and integrated RT-GNS screening technology. At Soneri Bank Limited, I analyzed transactions using SAS AML System and reported CTRs and STRs to the Financial Monitoring Unit.
