United States onlyJOB SUMMARY: A Closer maintains the workflow of the closing process, from sending initial closing disclosures through issuing closing documents and funding the loan.
ESSENTIAL FUNCTIONS:
- Maintain a pipeline of loans from initial closing disclosure through funding
- Maintain required company turn times and SLA’s
- Completely audit loans to ensure the loans meet both company and investor guidelines prior to delivering the loans to an investor
- Ensure the policies have enough coverage, for example sufficient dwelling coverage on Hazard Insurance.
- Prepare and send initial closing disclosures as requested
- Prepare and send any changes of circumstances disclosures on CD’s as necessary
- Work with title companies or settlement agents to balance necessary closing documents ensuring accuracy and quality of work
- Issue final closing documents to borrower and settlement agents
- Work with various parties (internal and external) to obtain needed documentation to cure/resolve all items that may affect the salability of the loan in a timely manner
- Request wires timely for loans funding
- Review files against a checklist and provide authorization to release funds
- Complete post closing closing disclosures and assist post closers in the salability of the loan
- Assist team members as needed, during times of peak volume and staff absences
- Assume additional responsibilities/duties/projects as they arise
QUALIFICATIONS:
- Must have a minimum of 2 years of mortgage experience in a closing role
- Working knowledge of Conventional and Government loans
- Strong attention to detail
- Ability to problem solve
- Working in a fast pace environment
- Good Microsoft Office Skills (Excel, Outlook, and Word)
- Works independently
- Reliable, Team Player
Brazil only
