United States onlySeedTrust operates at the intersection of financial services and assisted reproduction — a highly regulated, deeply personal industry. As we grow our U.S. Money Transmission License portfolio, we need a compliance professional who understands money transmission compliance specifically, not just financial services compliance broadly.
This is a hands-on, execution-focused role. The work centers on MTL licensing, regulatory filings, AML/BSA program support, documentation, examination preparation, and policy maintenance. The right person enjoys working through regulatory details thoroughly, keeping requirements organized, and helping colleagues across product, operations, and finance understand their compliance obligations.
This role is available full-time or part-time. Part-time candidates will focus exclusively on compliance responsibilities. Full-time candidates will take on those same duties plus additional work supporting the broader legal team.
Please note that candidates must be willing to submit personal biographical and financial information and undergo fingerprinting and background checks as required by state regulators.
Key Responsibilities
- Process and track MTL applications and active licenses through NMLS, including state filings, deficiency responses, MSB Call Reports, renewals, and material change notifications
- Serve as a day-to-day point of contact for state money transmitter regulators and support timely, professional regulatory communications
- Support AML/BSA compliance program activities, including risk assessments, transaction monitoring oversight, sanctions screening processes, and escalation of potential suspicious activity
- Draft, maintain, and update compliance policies, procedures, and internal documentation aligned with state money transmission laws, BSA, USA PATRIOT Act, FinCEN, and OFAC requirements
- Help coordinate preparation for regulatory examinations and bank partner reviews, including gathering documentation, tracking requests, and supporting remediation of findings
- Conduct periodic compliance reviews and control testing to identify gaps and recommend practical improvements
- Monitor relevant regulatory developments — including changes to state Money Transmitter Acts, FinCEN guidance, and OFAC requirements — and help update internal practices accordingly
- Partner with Legal, Finance, Product, and Operations to integrate compliance requirements into workflows and new initiatives
- Support employee compliance training efforts
- A minimum of 5 years of compliance experience in a money transmitter, bank, or highly regulated financial services environment (e.g., securities, mortgage), with direct involvement in AML/BSA programs.
- Demonstrated hands-on expertise with the Bank Secrecy Act, USA PATRIOT Act, FinCEN regulations, and OFAC sanctions programs.
- Required to hold a Certified Anti-Money Laundering Specialist (CAMS) credential.
- Working knowledge of state money transmitter licensing frameworks and hands-on experience with NMLS, including state-specific nuances (e.g., NYDFS, CA DFPI, Texas DOB).
- Experience managing or participating in federal and state regulatory examinations conducted by FinCEN, state banking departments, or OFAC.
- Strong written and verbal communication skills, with the ability to translate regulatory requirements into clear guidance for colleagues across product, engineering, and operations
Preferred Qualifications
- Experience at a FinTech startup or growth-stage company, particularly building compliance infrastructure from an early stage.
- Familiarity with industry forums such as MTRA (Money Transmitter Regulators Association) or ACAMS membership.
- Experience evaluating or implementing automated transaction monitoring or sanctions screening platforms.
- Juris Doctorate (J.D.) or active bar admission.
AU, CA + 3 more