Murphy AI

We build AI agents for credit servicing, financial remediation and debt collection. Our platform helps banks, lenders, fintechs, telcos, utilities and other businesses handle sensitive conversations across voice, WhatsApp, SMS, email and customer portals. The agents follow approved rules, work within each customer’s regulatory and communication limits, record interactions automatically, and connect with systems such as CRMs, dialers and telephony platforms.

Our work began with collections because the operational and commercial case is clear: recover more overdue balances while reducing cost and maintaining respectful customer interactions. We also apply the same approach to applications, onboarding and payment workflows. Every deployment is adapted to the client’s policies, language and contact strategy, with simulations, evaluations and regression tests used before production. The platform can run in our cloud, a customer’s private cloud or on-premise, giving regulated organizations control over where their data and infrastructure reside.