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BondoraBO

Lead Data Scientist

Bondora is a leading European fintech company that enables simple and automated investments with strong returns.

Bondora

Employee count: 201-500

EE and LV only

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At Bondora, our mission is clear: to empower people to enjoy life more while alleviating the stress of managing finances. Founded in 2008, Bondora has proudly served a diverse community of over 1 million customers for an impressive 16 years.

As a rapidly growing financial technology company, we’re reaching new heights with a bold vision. We’re set to acquire a banking license, unlocking a world of possibilities for our customers. Our investment product is available Europe-wide, and we’re actively expanding our loan product footprint to 11 new countries.

Join us on this journey and let’s build the future of finance together!

What is this role about?🚀

As the Lead Data Scientist at Bondora, you’ll be the driving force behind our data science strategy and the creation of high-impact scoring models. This is both a strategic and hands-on role — you’ll collaborate with our credit, product, engineering, and business teams to bring advanced data science to life in everyday decision-making.

You’ll lead a talented team of data scientists, ensuring model accuracy, regulatory compliance, and business alignment, while building a culture of innovation and learning 💡

Your main responsibilities 🎯

  • Oversee the design, development, and implementation of scalable scoring models to drive business impact.
  • Collaborate with the Credit team to define data science strategies and ensure alignment with overall business objectives.
  • Guide and mentor junior data scientists, fostering a culture of innovation, continuous improvement, and best practices in model development and deployment.
  • Communicate complex technical concepts to non-technical stakeholders, providing actionable insights and driving data-informed decision-making.
  • Establish rigorous testing and validation protocols to ensure model accuracy, reliability, and compliance with regulatory standards.
  • Stay on top of industry trends and emerging technologies, integrating them into the team’s workflow to maintain competitive advantage.
  • Work closely with product, engineering, and business teams to integrate data science outputs into production systems and strategic initiatives.

What would ensure success in this role?💪

  • Proven track record in developing and validating credit models, ensuring they meet both regulatory requirements and business performance standards.
  • Expertise in regression, classification, ensemble methods, and time-series forecasting through both linear and nonlinear modeling.
  • Strong proficiency in Python (or R) and SQL, with hands-on experience in libraries like scikit-learn, TensorFlow/PyTorch.
  • Experience building and managing robust data pipelines, including ETL processes, data cleaning, and integration across disparate systems.
  • Familiarity with deploying machine learning models into production environments using cloud platforms (Azure) and containerization technologies (Docker, Kubernetes).
  • Proficiency in visualization tools, such as Tableau, to translate complex data insights into clear, actionable business intelligence.
  • Knowledge of agile development practices to efficiently manage projects and deliver iterative improvements in dynamic environments.

What can you expect at Bondora?

  • 🎯 Be part of Bondora’s ambitious journey toward 1BN in revenue - your work will have a real impact.
  • 💰 Enjoy a competitive salary and amazing benefits: 5 weeks of vacation, private healthcare compensation, hobby grant, mental health support, share options, and much more!
  • 📈 Work in an environment that encourages growth and innovation - with resources and budget for continuous learning.

The next steps

If you have the guts, ideas, and a team vision, apply now!

Our hiring process:

1️⃣ Meet Kerli H., our Recruiter — your first chat to share your story and ambitions.
2️⃣ Complete our personality and logic assessments via Alva Labs.
3️⃣ Meet Rafael, Head of Data Science.
4️⃣ Tackle a home task to showcase your skills.
5️⃣ Discuss your case study with Rafael and one of the team mates.
6️⃣ Chat with Juris, our Chief Credit Officer.
7️⃣ 🎉 If the stars align — welcome to Bondora!

Join our team of Bondorians, and let's make it happen!

If you'd like to read how Bondora collects, uses, and protects your personal data during recruitment, please see here.

About the job

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Posted on

Job type

Full Time

Experience level

Senior
Manager

Location requirements

Hiring timezones

Latvia +/- 0 hours, and 1 other timezone

About Bondora

Learn more about Bondora and their company culture.

View company profile

Bondora is an established online investment platform that specializes in providing users with an effortless way to grow their money. Founded in 2008 and based in Tallinn, Estonia, Bondora has transformed into an international company with around 200 employees. Over its 16 years in operation, it has enabled customers to invest more than €1 billion, earning returns that reach up to 6% per annum. The platform allows investments starting from as little as €1, making it accessible to a broad range of investors.

One of Bondora's standout features is its product, Go & Grow, which is designed for simplicity and accessibility. This product enables users to invest in diversified loan fractions from verified customers across several European countries, including Estonia, Finland, the Netherlands, Spain, and Latvia. The high diversification reduces risks associated with returns, allowing users to earn daily returns effortlessly. Bondora prioritizes user security, employing robust protections such as AML & KYC processes, GDPR compliance, Two-Factor Authentication, and secure data management to ensure the confidentiality and safety of users' information and investments.

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Bondora

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