Credit Strategy Manager/Senior Associate

As a Senior Associate, you will play a key role in defining and shaping Allica's lending proposition, making strategic decisions to drive growth and manage risk in a loan portfolio of £3bn+ and growing. You will utilize your thorough expertise on data analytics and knowledge of credit products to drive Allica's journey in disrupting the SME lending industry.

Requirements

• Experience in a data-driven role, either within credit risk / lending strategy or in a highly analytical environment
• Exposure to credit risk, lending products, or financial services is desirable
• Strong analytical skills and ability to critically assess strategies and outcomes using both data and sound judgement
• Knowledge of credit risk assessment methodologies, credit products and regulatory frameworks is beneficial
• Understanding of key credit risk concepts (e.g. PD, LGD, EAD, SICR, IFRS9) is advantageous
• Ability to rapidly build knowledge of credit risk frameworks and concepts
• Strong communication and collaboration skills to work with cross-functional teams

Benefits

• Full onboarding support and continued development opportunities
• Options for flexible working
• Regular social activities
• Pension contributions
• Discretionary bonus scheme
• Private health cover
• Life assurance
• Family friendly policies including enhanced Maternity & Paternity leave