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1st Financial Bank USASU

Loan Officer (Remote for TX)

1st Financial Bank USA is a community bank headquartered in Dakota Dunes, South Dakota, that specializes in providing credit cards and financial services to college students across the United States, with over 30 years of experience in student credit services.

1st Financial Bank USA

Employee count: 51-200

United States only

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Title: Loan Officer

Location: Austin (Remote for Austin, TX Only)

Builder Finance Inc. (BFI) is the growing lender to home building companies and rental home investment companies. Launched in 2014, BFI now has several coast-to-coast lending programs with more planned.

Clients are expanding, renewing, and operating America’s housing stock. We want to be their biggest supporters. BFI offers great pricing, great terms, and an industry-leading customer experience. Details are available at BuilderFinance.com.

At BFI, we succeed as a team. Every person and every role is important. We recognize and reward individual achievement. Loan Officers play a crucial, client-facing role and act as eyes and ears of the company.

A successful Loan Officer is a “deal person” that enjoys client interaction on the phone, via email, and occasionally in person. More specifically:

·SALES: Excel at sales, convert new clients. New clients originate substantially through inbound channels, tradeshows, and referrals. Cold calling is not expected.

·SERVICE: Maintain and grow existing relationships. Have an entrepreneurial mindset to match BFI’s capabilities with client needs.Provide best-in-class customer service.

·CREDIT: Originate loans that repay. Ideally, avoid headaches. If headaches emerge, own the problem and solve it. BFI is a direct lender and retains risk and responsibility through payoff. Good judgement plus attention to detail, thoughtfulness, and thoroughness are essential.

A successful Loan Officer should expect responsibilities and compensation to grow quickly.Compensation to be comprised of: a significant base salary, a semi-annual formulaic bonus based on company performance (available after the first full year of employment), and bonus consideration based on individual performance.

Qualifications:

Experience:2+ years of sales experience in any field. Prior real estate and/or mortgage lending experience is a plus but not a requirement.

Education:Include GPA(s) on resume submission and any standardized test score that you feel is relevant.

Attributes and Skills:

  • Genuine interest in real estate

  • Ambitious and tenacious

  • Positive attitude

  • Strong communication and interpersonal skills

  • Attentive to details

  • Familiar with Excel, Word and Outlook

We provide a highly competitive and comprehensive compensation and benefits program including affordable medical/dental insurance, generous paid leave program, 401(k) and much more!

Builder Finance Inc. is an equal opportunity and affirmative action employer.

All qualified applicants will receive consideration without regard to their race, color, religion, sex, pregnancy, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Builder Finance Inc. participates in E-Verify

E-Verify Right to Work Poster (justice.gov)

About the job

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Job type

Full Time

Experience level

Experience

2 years minimum

Location requirements

Hiring timezones

United States +/- 0 hours

About 1st Financial Bank USA

Learn more about 1st Financial Bank USA and their company culture.

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1st Financial Bank USA, headquartered in Dakota Dunes, South Dakota, has been providing community banking services for over 100 years and student credit card services for more than 30 years. The bank specializes in offering quality credit card services to college students across the United States, helping them build credit and learn responsible financial management during their college years and transition to adulthood.

The institution provides an array of community banking services to South Dakota residents, including checking, savings, and lending products at its two locations in Dakota Dunes and Dupree. Beyond traditional banking, 1FBUSA offers construction lending services to builders, developers, and investors nationwide through its Builder Finance division. The company also operates CollegeData, a free online college advisory service that has supported high school students for over 20 years with advice and tools for choosing, applying to, and paying for college. Committed to financial education, 1FBUSA strives to help students make informed financial decisions and provide the resources needed for their financial journey.

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