Vijish Panicker

Led the onboarding of new customers and partners, ensuring full compliance with internal policies and regulatory requirements (e.g., AML/CTF, KYC/KYB). Oversaw due diligence processes, including Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and Ultimate Beneficial Ownership (UBO) analysis.

Conducted KYC and CDD reviews for new and existing corporate clients, ensuring full compliance with regulatory standards. Performed gap analysis on available documents and identified complex Ultimate Beneficial Ownership (UBO) structures.

Conducted KYC/CDD reviews for existing and onboarding corporate clients, ensuring compliance with regulatory requirements. Identified complex Ultimate Beneficiary Ownership (UBO) structures and performed gap analysis on existing CDD documentation.

Managed multiple banking products and services, evaluating applications for loans, mortgages, and credit cards. Responded to customer inquiries and identified opportunities to offer additional products and services.

Ensured completeness of documents for KYC remediation populations in Retail and Corporate segments by performing quality reviews. Identified complex Ultimate Beneficiary Owner (UBO) structures and collaborated with stakeholders to achieve documentation completion.

Managed a variety of banking products and services, providing courteous assistance and advice to customers. Screened KYC documents to ensure compliance with bank's standard operating procedures and managed KYC information for corporate clients.

Exceeded sales targets by developing effective sales techniques and establishing positive client relationships. Presented campaign ideas and budgets to clients, maintaining regular contact and following up for timely payments.

Completed a Master of Business Administration with a specialization in Marketing and Finance. Gained comprehensive knowledge in business management, financial strategies, and marketing principles.

Obtained the Certified Anti-Money Laundering Specialist (CAMS) certification, enhancing expertise in AML/CTF compliance and financial crime prevention.

Completed a Bachelor of Commerce degree, focusing on core business and financial concepts. Developed a strong foundation in accounting, economics, and business administration.

Completed the Higher Secondary Course, building foundational knowledge across various subjects. Prepared for further academic pursuits and specialized studies.

Completed the Secondary School Certificate, establishing a strong base in fundamental academic disciplines. Developed essential learning and problem-solving skills.