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Vibhor AgrawalVA
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Vibhor Agrawal

@vibhoragrawal

I lead finance operations, compliance, and fintech product development across complex multi-entity businesses.

India
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What I'm looking for

I’m interested in leading finance, compliance, strategy, and operational improvement while applying AI and payments expertise to build scalable financial systems and products.

I oversee finance, strategy, and operations at SNA Group of Companies across fuel/ethanol distribution, real estate, and transportation, supporting ₹50–80 crore in annual revenue and more than 1,000 monthly transactions. I shortened month-end close from 10 to 6 days and reduced business review preparation from five days to two.

Through my independent Chartered Accountancy practice, I direct statutory audits, tax filings, and RBI compliance for 40+ clients with combined revenues above ₹500 crore. I have maintained a clean regulatory record, built acquisition valuation models, and cut a manufacturing client’s reconciliation time from two days to three hours using Power Query.

I’m also building FinU Technologies, a live fintech product for split-payment checkout orchestration and reducing checkout failures. I designed and deployed the product end-to-end using Lovable, Claude, GitHub, and Railway, drawing on hands-on research into payment flows, gateways, PSPs, and merchant economics.

Experience

Work history, roles, and key accomplishments

FinU Technologies Private Limited logoFL
Current

Founder

FinU Technologies Private Limited

Jan 2026 - Present (8 months)

Building an early-stage fintech venture focused on split-payment checkout orchestration and reducing checkout failures. Designed, built, and deployed a live working product end-to-end using Lovable, Claude, GitHub, and Railway.

VC
Current

Chartered Accountant & Independent Consultant

Vibhor Agrawal & Co.

Apr 2019 - Present (7 years 5 months)

Direct statutory audits, GST/Income Tax filings, and RBI compliance for a portfolio of 40+ clients with combined revenues exceeding ₹500 crore, maintaining a 100% clean regulatory record. Built LBO and valuation models for a ₹400 crore acquisition advisory engagement and reduced monthly reconciliation time by roughly 85% for a manufacturing client by automating with Power Query.

SC
Current

Finance Head

SNA Group of Companies

Jul 2016 - Present (10 years 2 months)

Oversee finance, strategy, and operations across fuel/ethanol distribution, real estate, and transportation, with combined annual revenue of ₹50-80 crore and over 1,000 monthly transactions. Shortened the month-end close cycle by 40% and reduced monthly business review preparation time by 60% by building reporting dashboards.

Education

Degrees, certifications, and relevant coursework

The Institute of Chartered Accountants of India logoTI

The Institute of Chartered Accountants of India

Chartered Accountancy, Accounting and Finance

Completed Chartered Accountancy with a focus on Accounting and Finance in April 2019.

Indian Institute of Management Ahmedabad logoIA

Indian Institute of Management Ahmedabad

Management & Finance Program for Young Chartered Accountants, Management and Finance

Completed the Management & Finance Program for Young Chartered Accountants in May 2019.

University of Delhi logoUD

University of Delhi

Bachelor of Commerce (Honors), Business/Commerce

Earned a Bachelor of Commerce (Honors) in Business/Commerce in June 2013.

Tech stack

Software and tools used professionally

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