Open to opportunities

Thulasi Madhavan

@thulasimadhavan

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I underwrite property and engineering risks, strengthening compliance, pricing, and turnaround times.

United Arab Emirates

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What I'm looking for

I'm looking to continue underwriting property and engineering risks where I can apply technical risk assessment, pricing, compliance, portfolio reporting, and cross-functional collaboration to improve turnaround times.

I've underwritten property and engineering risks at Al Sagr National Insurance Company and SALAMA Islamic Arab Insurance Company in Dubai, assessing specialized, hard-to-place, and non-standard submissions.

I evaluate client exposures, hazard conditions, risk quality, technical pricing, premium calculations, coverage terms, and policy endorsements. I also structure and negotiate tailored accounts, renewals, and manuscript endorsements while maintaining accurate underwriting documentation.

At SALAMA, I partnered with risk engineering teams and Business Relationship Managers to accelerate underwriting turnaround times, support corporate client workflows, and monitor portfolio performance through monthly reporting. My work includes Sharia-compliant underwriting reviews, data validation, compliance checks, and broker and client query resolution.

Earlier, I managed high-volume medical insurance operations and developed technical research and documentation capabilities through academic roles. I bring insurance qualifications in claims, reinsurance, liabilities, emerging risk, and creative problem-solving.

Experience

Work history, roles, and key accomplishments

Assistant Property & Engineering Underwriter

Al Sagr National Insurance Company

Feb 2026 - Apr 2026 (2 months)

Conducted comprehensive technical risk assessments and hazard evaluations for property and infrastructure lines. Managed day-to-day policy underwriting, technical pricing decisions, and premium calculation metrics.

Risk Assessment Premium Calculations Underwriting Reporting Collaboration

Property Underwriter

Al Sagr National Insurance Company

Feb 2026 - Apr 2026 (2 months)

Reviewed, evaluated, and underwrote submissions involving special and hard-to-place risks. Analyzed client exposures, assessed risk quality, and determined appropriate terms, pricing, and coverage for specialized accounts.

Risk Assessment Underwriting Portfolio Management Documentation Compliance

Assistant Property & Engineering Underwriter

SALAMA – Islamic Arab Insurance Company

Dec 2024 - Dec 2025 (1 year)

Conducted technical risk assessments and hazard evaluations for property and infrastructure lines. Managed policy underwriting, pricing decisions, and premium calculations while ensuring Sharia-compliant guidelines.

Risk Assessment Premium Calculations Underwriting Portfolio Reporting Team Coordination

Medical Insurance Officer

SALAMA Islamic Arab Insurance Company

May 2023 - Dec 2024 (1 year 7 months)

Managed day-to-day operations and technical workflows for high-volume medical insurance policies. Oversaw timely endorsement processing and rigorous data validation protocols to minimize documentation leakage.

Endorsement Processing Data Validation Workflow Management Reporting Business Relationship Management