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Ricardo Vardiero

@ricardovardiero

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Tax and finance professional at Prudential Seguros who mapped processes and standardized workflows in SAP.

Brazil

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At Prudential Seguros, I calculated corporate income and indirect taxes, prepared statutory filings, and managed tax credits and withholding taxes. I also mapped activities and standardized processes in SAP.

At DaVita and BHG – Brazil Hospitality Group, I handled tax calculations and filings, supported mergers and company regularization, and worked with external auditors and tax inspections. At BHG, I built a tax book for management covering tax benefits, revenue, effective tax rates, and taxes paid.

Today, I run the financial management and day-to-day operations of Residencial Toque dos Corais, including budgeting, payments, and cash flow. I also led the construction phase, rolled out an inventory control system, and manage guest communication and reservations.

Experience

Work history, roles, and key accomplishments

Current

Owner & Manager

Current

Residencial Toque dos Corais

Jul 2024 - Present (2 years 4 months)

Run all financial management including budgeting, expense control, billing, payments, and cash flow. Led the construction phase, managed contractors, and handle guest communication and reservations.

Financial Management Budgeting Cost Control Billing Payments Cash Flow Inventory Control Contractor Management Guest Relations Reservations Property Maintenance

Tax Analyst

Prudential Seguros

Apr 2019 - Jul 2024 (5 years 3 months)

Calculated corporate income and indirect taxes (IRPJ, CSLL, PIS, COFINS, ISS) under actual- and presumed-profit regimes, including for merged entities. Prepared and filed statutory tax returns and managed withholding taxes.

Tax Compliance IRPJ CSLL PIS COFINS ISS DIRF DMED DCTF EFD Contribuições ECF Tax Credits Withholding Tax Accounts Payable SAP Process Standardization

Tax Analyst

DaVita

Mar 2018 - Apr 2019 (1 year 1 month)

Owned direct, indirect and withholding tax calculations and statutory filings (DIRF, DMED, DCTF, EFD-Contribuições, ECF). Managed tax credits, cross-border service imports and account reconciliations.

Tax Compliance IRPJ CSLL PIS COFINS ISS DIRF DMED DCTF EFD Contribuições ECF Tax Credits Cross Border Transactions Account Reconciliation TOTVS RM Process Standardization

Tax Specialist

BHG – Brazil Hospitality Group

Nov 2015 - Mar 2018 (2 years 4 months)

Led tax calculations and filings (DIRF, DCTF, SISCOSERV, EFD-Contribuições, DMS) for a multi-entity hotel group. Built the tax book for management, covering tax benefits, revenue, effective tax rates and taxes paid.

Tax Compliance DIRF DCTF SISCOSERV EFD Contribuições DMS Tax Credits Corporate Restructuring External Audits TOTVS CM Process Standardization

Tax Analyst

Emissão Engenharia

Sep 2014 - Feb 2015 (5 months)

Implemented the reduction of the ISS tax base for materials included in construction services, lowering the tax burden. Configured the tax module in TOTVS RM and handled tax calculations, invoicing, accounts payable and filings.

Tax Compliance ISS Tax Base Reduction TOTVS RM Tax Module Configuration Invoicing Accounts Payable Tax Filings

Tax Analyst

Contax

Aug 2010 - Jun 2014 (3 years 10 months)

Calculated PIS, COFINS and ISS under the actual-profit regime, plus withholding taxes and statutory filings. Monitored and reduced tax penalties and interest; implemented municipal cultural-incentive tax programs.