Open to opportunities

Ricardo User

@ricardouser

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Compliance and AML/KYC Analyst with expertise in financial crime prevention.

Portugal

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What I'm looking for

I seek a role that fosters professional growth and allows me to enhance compliance processes.

I am a dedicated Compliance and AML/KYC Analyst with extensive experience in money laundering transaction monitoring and risk assessment. My career has been focused on analyzing data to identify suspicious activities and ensuring regulatory compliance. I have a proven track record of improving processes using advanced tools such as Actimize, World Check, and Fircosoft. My ability to collaborate with teams to implement risk-based approaches has allowed me to adapt effectively to evolving regulations.

Throughout my career, I have held various roles, including AML Analyst at Revolut and KYC Analyst at BNP Paribas. In these positions, I investigated and assessed transactions for financial crimes, ensured AML compliance, and contributed to fraud prevention strategies. I take pride in training new team members and implementing process improvements that enhance operational efficiency and compliance standards.

Experience

Work history, roles, and key accomplishments

Current

AML Analyst

Current

Revolut

Mar 2022 - Present (3 years 2 months)

As an AML Analyst at Revolut, I investigate and assess transactions for financial crimes and regulatory violations. I identify risk patterns, contribute to fraud prevention strategies, and ensure AML compliance by escalating high-risk cases. Additionally, I train new team members and implement process improvements.

AML KYC Risk Assessment Transaction Monitoring Fraud Prevention Compliance Process Improvement Regulatory Compliance

KYC Analyst

BNP Paribas

Apr 2021 - Mar 2022 (11 months)

In my role as a KYC Analyst at BNP Paribas, I conducted due diligence and enhanced due diligence (EDD) on customer accounts. I verified customer documents, updated risk profiles, and collaborated with compliance teams to ensure accurate reporting.

KYC Due Diligence EDD Compliance Reporting Regulatory Compliance

Compliance Specialist Analyst

BNP Paribas

May 2018 - Apr 2021 (2 years 11 months)

As a Compliance Specialist Analyst at BNP Paribas, I monitored transactions to detect money laundering activities and assisted in developing internal compliance policies. I ensured adherence to global AML/CTF regulations and collaborated with various teams to enhance compliance measures.

AML Compliance Policies Risk Assessment Team Collaboration Regulatory Compliance

Content Analyst

Accenture

Oct 2017 - Apr 2018 (6 months)

In my position as a Content Analyst at Accenture, I reviewed and analyzed digital content for policy compliance. I conducted risk assessments and made recommendations to ensure adherence to compliance standards.

Compliance Risk Assessment Content Review