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Pooja SonaniyaPS
Open to opportunities

Pooja Sonaniya

@poojasonaniya

I build scalable Node.js fintech systems for lending, payments, onboarding, risk, and compliance.

India
Message

What I'm looking for

I'm looking to build scalable fintech and banking products, particularly across lending, payments, digital onboarding, risk, and compliance, where I can turn complex business requirements into reliable production systems.

I'm building end-to-end digital credit card sourcing workflows at Emirates NBD for co-branded cards including Amazon and Noon, from application through issuance. I integrated Emirates ID and Passport verification with fallback and rejection handling to support UAE Central Bank compliance.

Previously at Rupyy (CarDekho), I designed lending and partner-platform backend services, invoice generation, partner payouts, and secure Maker-Checker workflows. I also led sprint planning and technical reviews, mentored engineers, and drove VAPT remediation across backend services.

At Drip Capital, I developed trade-finance workflows and customer journeys supporting transactions worth over $2 billion annually. I contributed service architecture, API design, database modeling, and a company management platform that improved business entity resolution for risk and operations teams.

I started my fintech and SaaS product work at Replicon Software, where I built React-based web applications and backend services. Across lending, payments, trade finance, and onboarding, I focus on reliable workflows that turn complex business and regulatory requirements into production systems.

Experience

Work history, roles, and key accomplishments

Emirates NBD logoEN
Current

Senior Software Engineer

Emirates NBD

Jul 2025 - Present (1 year 1 month)

Designed and built end-to-end digital credit card sourcing workflows for co-branded cards, integrating IDV/KYC verification and automated risk-based decisioning to meet compliance requirements.

Education

Degrees, certifications, and relevant coursework

National Institute of Technology, Tiruchirappalli logoNT

National Institute of Technology, Tiruchirappalli

Master of Science, Computer Science

Grade: 8/10

Master's degree in Computer Science from the National Institute of Technology, Tiruchirappalli, completed in 2019.

Tech stack

Software and tools used professionally

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