Nosa Anderson

I lead enterprise-wide risk management and compliance for Unified Payments Services Limited and its subsidiaries, supporting 10+ financial institutions, 5,000+ merchants, and 10+ VAS partners processing ₦5B+ annually. I’ve built multi-layered fraud detection governance with velocity checks, risk scoring, and machine learning models.

From my work as Chief Compliance Officer at Unified Payments and HopePSBank, I’ve owned risk-based AML/CFT frameworks and compliance testing covering 250+ controls. I managed regulatory inquiries and enforcement actions to maintain a zero monetary-penalty record across 6 years (2019–2024).

I’ve also driven card scheme and PCI outcomes—delivering 5 consecutive PCI DSS certifications and leading cross-functional certification programs across PCI 3DS, PCI PIN, PCI CPV, and NDPR. I represented the organization in CBN working groups on payment fraud and security standards, while supporting fraud prevention desk operations.

Earlier, I led enterprise risk and compliance oversight across payment systems, including executive risk reporting tools in Excel and the merchant fraud performance rating system. Now, I continue to embed AI-enabled compliance and risk training for teams handling real-time digital payment and embedded lending risk.