Open to opportunities

LAXMI DIVYA KEMSARAM

@laxmidivyakemsaram

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Senior KYC/AML analyst driving compliance, risk mitigation, and high-quality due diligence.

India

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What I'm looking for

I am seeking a compliance-focused role where I can apply KYC/AML expertise, mentor junior staff, improve processes, and work in a regulatory-driven, collaborative team.

I am a Senior Analyst in KYC and AML with nearly 3 years' experience in financial services, focused on end-to-end due diligence for corporate, institutional, and high-net-worth clients. I have a proven track record conducting CDD/EDD, sanctions screenings, transaction monitoring, and preparing SARs/STRs while ensuring audit-ready KYC records and adherence to FATF, FINRA, and local AML standards.

I have supported large remediation projects with 100% quality adherence, resolved 95% of potential fraud cases, mentored junior analysts, and received internal awards for quality and performance. I stay current on regulatory changes, engage directly with clients to validate documentation, and bring strong attention to detail, analytical rigor, and process improvement skills to compliance teams.

Experience

Work history, roles, and key accomplishments

Senior Analyst - Operations

MassMutual India Global Capability Centre

Sep 2022 - May 2025 (2 years 8 months)

Performed end-to-end KYC/AML due diligence and transaction monitoring for corporate, institutional, and HNW clients, preparing SARs/STRs and achieving 95% resolution of potential fraud cases while maintaining audit-ready records and internal SLAs.

KYC AML EDD Transaction Monitoring SAR STR Preparation

Education

Degrees, certifications, and relevant coursework

Osmania University

Bachelor of Commerce, International Finance and Accounting

Completed a Bachelor of Commerce with a focus on International Finance and Accounting, covering core topics in finance and accounting relevant to financial services compliance.