Muhammad Usman

I’m an Accountant who manages end-to-end accounting processes—from bookkeeping and trial balance finalization to preparing monthly financial statements for internal management reporting. I prepare quarterly and annual withholding income tax statements, compile monthly sales tax data for timely returns, and record transactions while overseeing accounts receivable and payable with accurate, timely ERP data entry.

I also drive monthly bank and ledger reconciliations for accuracy and compliance, administer payroll processing, and support management with financial analysis, reporting, and ad-hoc tasks. Through my Finance Internship at NADRA (invoice processing and financial reporting support) and Credit Risk Management Internship at UBL (financial statement analysis and credit-risk strategy insights), plus my BBA with Major in Finance & Investments (ACCA part-qualified), I’ve built a strong foundation that’s practical, analytical, and results-oriented.