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Merha Zulfiqar

@merhazulfiqar

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I analyze financial data and economic trends for finance and research roles.

Pakistan

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What I'm looking for

I'm seeking an entry-level role in finance, banking, or economic research where I can apply analytical skills, Excel-based reporting, econometric research, and practical finance internship experience.

I'm an Economics graduate from the University of Agriculture, Faisalabad, with a 3.49/4.0 CGPA and research experience in econometrics, financial economics, and time series analysis. My final-year project examined the impact of crude oil prices on Pakistan's living standards from 2000 to 2024.

At Kamal Textile Mills, I supported accounts payable, accounts receivable, general ledger entries, monthly financial reporting, budget monitoring, expense tracking, bank reconciliation, payroll processing, and tax documentation using MS Excel.

I've also published “Digital Finance: Transforming Access to Money” in The Agricultural Economist and received the Government of Pakistan's National PM Laptop Scheme award for academic merit. I'm seeking an entry-level opportunity where I can apply analytical thinking, financial reporting, and research skills in finance, banking, or economic research.

Experience

Work history, roles, and key accomplishments

Finance Intern

Kamal Textile Mills

Jun 2024 - Aug 2024 (2 months)

Assisted with financial record maintenance, monthly reporting, budget monitoring, and bank reconciliation. Gained exposure to payroll processing and tax documentation in a textile manufacturing environment.

Accounts Payable Accounts Receivable Financial Reporting Bank Reconciliation Payroll Processing Tax Documentation

Primary School Teacher

Aitchison High School

Feb 2021 - Dec 2021 (10 months)

Delivered structured lesson plans for primary students and monitored academic progress. Coordinated with administration and parents to support student development.

Lesson Planning Student Assessment Classroom Management

Education

Degrees, certifications, and relevant coursework

University of Agriculture, Faisalabad

Bachelor of Science, Economics

2022 -

Grade: 3.49/4.0

Activities and societies: Final Year Project: Time Series Analysis of the Impact of Crude Oil Prices on Living Standard of Pakistan (2000 to 2024); Relevant Coursework: Econometrics, Macroeconomics, Financial Economics, Monetary Economics, Time Series Analysis, Research Methods

Pursuing a BS in Economics with a CGPA of 3.49/4.0. Final year project focuses on time series analysis of crude oil prices' impact on living standards in Pakistan.