Maarouf Charara

Founded and scaled a luxury retail brand for international watches, accessories, and perfumes, optimizing pricing and inventory to improve gross margin by 20% and reduce holding costs. Managed supplier relationships and all financial operations including budgeting, cash flow, and monthly reporting.

Led financial forecasting, budgeting and variance analysis for major construction projects worth over $40M, delivering cost savings of 15–20% on contracts and over $1M in project cost reductions. Implemented financial models and BOQs to improve project profitability and cash flow forecasting.

Managed restaurant financial operations including financial statement preparation, AP/AR, inventory audits and food & labor cost monitoring to optimize profitability and prevent pricing errors. Provided regular financial reports to support management decisions.

Supported accounting operations by processing transactions, maintaining organized financial records, and assisting with reconciliations to improve departmental efficiency and accuracy. Contributed to process improvements and automation initiatives.

CMA certification candidate enrolled in the Certified Managerial Accountant program with expected completion in 2027.

Completed a Financial and Managerial Accounting training course focused on core accounting principles and managerial reporting.

Earned a Bachelor Degree in Business Administration with coursework covering business and management principles.

Completed a Technical Baccalaureate in Accounting and Informatics, providing foundational accounting and IT skills.