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Jonathan Lai

@jonathanlai

Senior software engineer focused on scalable REST APIs, responsive UI, and resilient PostgreSQL-backed platforms in enterprise banking.

United States
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What I'm looking for

I’m looking to build and scale reliable, RESTful, PostgreSQL-backed platforms—partnering with UI/UX, owning architecture, and improving performance through disciplined debugging, code reviews, and strong deployment practices.

I’m a Senior Software Engineer with about 7 years of experience building and maintaining business banking web applications. At Capital One (01/2024 - Present), I led scalable applications, owned design architecture for server-side and client-side components, and translated UI/UX wireframes into responsive experiences.

I’m especially strong in APIs and data reliability: I maintained RESTful APIs and reliable back-end services, implemented RESTful APIs and API design principles, and improved performance and resiliency through deployment and code quality. In production, I troubleshoot with disciplined debugging and SQL queries, restoring service stability within 11 days and improving API throughput by 37% while sustaining code quality.

I also focus on front-end quality and cross-platform delivery. I developed responsive web applications for business banking, emphasized mobile responsiveness, and optimized cross-platform optimization to improve perceived performance and efficiency during peak usage periods. I conduct code reviews on server-side components to strengthen performance, security, and maintainability, reducing defects with actionable, review-ready feedback.

Before my current role, I built RESTful APIs and server-side components at Capital One as Software Engineer (07/2021 - 01/2024) and Associate Software Engineer (08/2019 - 07/2021), reducing latency by 22% and resolving data consistency issues. I started as a Software Engineer Intern at Raytheon (07/2017 - 12/2018), developing Python modules, supporting disciplined maintenance, and contributing to deployment-ready releases—habits that still guide how I design, debug, and deliver today.

Experience

Work history, roles, and key accomplishments

Capital One logoCO
Current

Senior Software Engineer

Jan 2024 - Present (2 years 5 months)

Led scalable business banking web applications, improving API performance and resiliency while increasing request throughput by 37%. Owned server-side and client-side architecture, maintained RESTful APIs and back-end services, and restored production service stability within 11 days.

Education

Degrees, certifications, and relevant coursework

University of Central Florida logoUF

University of Central Florida

Bachelor of Science (BS), Computer Science

2015 - 2019

Earned a Bachelor of Science in Computer Science from the University of Central Florida from 2015 to 2019.

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