Jeremy Carr

Directed risk management for business credit decisioning across various business lines, including small business, business banking, Small Business Administration, and retail lending. Managed a $700 Million+ loan portfolio, overseeing two credit administrators and a 12-person underwriting team.

Managed the credit quality of a $500 Million+ regional loan portfolio across Colorado, New Mexico, and Texas. Ensured compliance with federal regulatory guidelines and acted as an intermediary with the Office of the Comptroller of the Currency (OCC).

Oversaw the safety and soundness of a $60 Million+ commercial real estate, C&I, and retail banking loan portfolio across 17 States. Managed ALLL, credit policy, credit grading, and collection activities. Directed aggressive work-out strategies for problem loans.

Managed all aspects of the credit underwriting department and was accountable for asset quality. Oversaw the loan operations department, including direct management of multiple staff members. Assisted with special asset resolution.

Co-managed a $50 Million loan portfolio, handling business development and portfolio management of commercial loans. Executed all phases of underwriting, loan processing, and documentation. Prepared and presented complex credits to the loan committee.

Performed credit underwriting, assessing historical financial performance, cash flow, industry, and competitive analysis. Analyzed complex portfolio trends and scoring information to evaluate and control credit risk. Implemented credit risk structuring on commercial loan requests.

Studied Economics with an emphasis on business-related coursework. Gained a strong foundation in economic principles and their application to business environments.