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Gaurav KumarGK
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Gaurav Kumar

@gauravkumar51

Economics student at Madras School of Economics who analyzed RBI and NPCI data to uncover UPI growth and market concentration.

India
Message

At Madras School of Economics, I analyzed RBI and NPCI datasets for a UPI and digital payments project, uncovering 26× UPI growth, approximately 60% CAGR, and 84% market concentration. I used quantitative analysis and data visualization to study payment behaviour and digital payment adoption.

As a Data Analyst Intern at Bluestock Fintech, I gained practical exposure to data collection, cleaning, analysis, business reporting, and data-driven insights. I also contributed to a Python-based momentum strategy and predictive modelling project, evaluating performance against benchmarks with in-sample and out-of-sample analysis.

At Madras Institute of Development Studies, I applied game-theoretic models and quantitative analysis to study voter behaviour and party performance in Indian state elections, extending the research to Bihar and Tamil Nadu. I'm pursuing a BA Economics Honours at Madras School of Economics.

Experience

Work history, roles, and key accomplishments

RL

Finance Intern

Rail Vikas Nigam Limited

Jun 2026 - Jul 2026 (1 month)

Gained exposure to financial accounting, project finance, budgeting, and financial reporting in a public-sector infrastructure organization. Developed practical understanding of GST, TDS, taxation, statutory compliance, contractor bill processing, and bank guarantees.

Education

Degrees, certifications, and relevant coursework

Madras School of Economics logoME

Madras School of Economics

BA Economics Honours, Economics

Pursuing BA Economics Honours, expected to complete in 2027.

GS

Gyan Devi Public School Senior Secondary

12th Grade, General

Grade: 82.6%

Completed 12th grade with 82.6% in 2024.

GS

Gyan Devi Public School Senior Secondary

10th Grade, General

Grade: 79.5%

Completed 10th grade with 79.5% in 2022.

NPTEL (IIT Madras) logoNM

NPTEL (IIT Madras)

NPTEL Online Certification, German

2025 - 2025

Completed NPTEL Online Certification in German I from January to April 2025.

Tech stack

Software and tools used professionally

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