Open to opportunities

Deepali Sutar

@deepalisutar

I’m a senior credit risk and strategy analytics professional driving forecasting, monitoring, and operational improvements.

India

Message

What I'm looking for

I’m looking for a remote-friendly role where I can own forecasting and credit-risk monitoring, automate analytics reporting, and partner with global stakeholders to drive measurable improvements in portfolio performance and operational efficiency.

I’m a strategy, analytics & operations professional with 7 years of experience across management consulting and retail banking, combining business planning with analytical rigor to support strategic decision-making and business growth.

In pharmaceutical consulting, I delivered forecasting and revenue projections across oncology, immunology, and haematology portfolios, supporting business planning that contributed to $24B+ annual revenue. I also generated analytical insights and recommendations for stakeholders to align priorities and accelerate execution.

In credit risk, I lead acquisition strategy standardization and cross-portfolio alignment across retail card portfolios, strengthening risk controls and streamlining decision engine logic. I build SAS-based underwriting simulations for large applicant volumes and deliver portfolio monitoring frameworks and dashboards that support risk initiatives and improve NCL performance.

I’m known for turning complex processes into efficient, repeatable systems—automating model monitoring and reducing reporting effort by 70%, and migrating SAS to R to reduce project costs by 90% while improving runtime efficiency. I thrive partnering with stakeholders across North America, Europe, and Asia to solve business challenges with measurable impact.

Experience

Work history, roles, and key accomplishments

Current

Senior Analyst - Credit Risk Strategy

Current

Citi

Aug 2025 - Present (11 months)

Led acquisition strategy standardization and cross-portfolio alignment across five retail card portfolios by strengthening credit eligibility frameworks and risk controls. Built SAS-based underwriting simulations for 300,000 applicants and developed portfolio monitoring frameworks and dashboards supporting risk initiatives.

Credit Risk Credit Eligibility Frameworks Risk Control SAS Underwriting Simulation Portfolio Monitoring Dashboarding Stakeholder Management

Model Monitoring Analyst - Credit Risk

Citi

Oct 2023 - Jul 2025 (1 year 9 months)

Produced quarterly analytical performance reports to support portfolio monitoring and business decision-making. Automated and standardized model monitoring and data review processes for 120+ decision models using SQL, SAS, and Excel, and presented performance metrics to senior leadership.

Model Monitoring Portfolio Monitoring performance reporting SQL SAS Excel Stakeholder Management

Associate Consultant (Team Lead)

ZS Associates

Jan 2022 - Jul 2023 (1 year 6 months)

Led a Business Insights & Analytics team of four analysts and managed end-to-end client engagements for a Fortune 500 European pharmaceutical client, including on-site engagement in Italy. Delivered forecasting and revenue projections across Oncology, Immunology, and Haematology portfolios and presented recommendations to stakeholders to support business planning.

Team Leadership Business Analytics Client Engagement Revenue Projection Business Planning Stakeholder Management

Business Operations Associate

ZS Associates

Jul 2019 - Dec 2021 (2 years 5 months)

Designed and optimized call plans for 1,000+ sales representatives for a major US pharmaceutical client to support commercial objectives. Led a migration from SAS to R within four weeks, reducing project costs by 90% and decreasing process runtime, and developed a web-based dashboard to improve structured field-force feedback capture.

Commercial Operations Migration SAS R Excel Dashboarding Data Capture