Open to opportunities

Christina Sowersby

@christinasowersby

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BSA/AML compliance leader driving fraud prevention, automation, and audit-ready programs.

United States

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What I'm looking for

I seek a senior compliance role focusing on BSA/AML program ownership, automation of reporting controls, team leadership, and partnership with risk/technology to reduce fraud and ensure audit readiness.

I am a BSA/AML compliance and financial operations leader with two decades of experience in regulatory reporting and financial crimes prevention. I have led teams that produced 5,000+ timely SAR/CTR filings annually while achieving zero audit findings across multiple years.

My strengths include program ownership, internal controls, QA/QC, and remediation; I partner with risk, audit, and technology to design controls and automate workflows that reduced manual work by ~40% and improved accuracy by ~30%. I am certified in Unusual Activity Reporting (UAR) since 2012 and have a proven record of preventing ~$1M+ in annual fraud losses.

I coach and develop high-performing teams (12–20 analysts), deliver executive-level analysis and presentations, and serve as a go-to resource for metrics, onboarding, and quality assurance. I have managed branch operations and multimillion-dollar budgets while improving customer satisfaction and financial performance.

I seek roles where I can apply deep BSA/AML expertise, strengthen control environments, drive process automation, and partner cross-functionally to reduce risk and ensure regulatory compliance.

Experience

Work history, roles, and key accomplishments

Business Execution AVP

Wells Fargo Bank, N.A.

Aug 2019 - May 2025 (5 years 9 months)

Led 12–20 analysts managing BSA/AML regulatory reporting, delivering 5,000+ timely filings annually and sustaining zero audit findings through remediation and controls ownership. Partnered with Technology to automate workflows, reducing manual work ~40% and improving accuracy ~30%.

BSA AML Compliance Regulatory Reporting Process Automation Internal Controls Team Leadership

Compliance Consultant

Wells Fargo Bank, N.A.

Mar 2018 - Aug 2019 (1 year 5 months)

Reviewed CTR exemption eligibility and conducted QC reviews while investigating suspicious activity (SAR) using enterprise financial crimes systems and delivering production and quality metrics. Served as a subject-matter resource for onboarding analysts.

CTR Review SAR Investigations Quality Control Financial Crime Regulatory Compliance Metrics Onboarding Documentation

Branch Manager

Wells Fargo Bank, N.A.

Jan 2014 - Aug 2019 (5 years 7 months)

Directed branch operations and multimillion-dollar budgets, supervised 10+ employees, increased customer satisfaction 20% and exceeded quarterly financial goals by 15% while coaching staff on compliance and operational controls.

Budget Management Team Leadership Customer Satisfaction Compliance Operational Controls Coaching Performance Management

Fraud Specialist / Lead Teller

Wells Fargo Bank, N.A.

Jan 2005 - Jan 2014 (9 years)

Mitigated fraud risks in new accounts and card activity, executed identity verification and transaction monitoring, and helped prevent estimated losses of $1M+ annually while meeting SLA and quality targets.

Fraud Prevention Transaction Monitoring Identity Verification SLA Management Quality Assurance Customer Service

Teller

U.S. Bank

May 2004 - Feb 2005 (9 months)

Processed transactions, balanced cash and ATMs, and identified customer needs to recommend financial products while maintaining accuracy and service standards.

ATM Balancing Customer Service Cross Selling Compliance