Bindu Raj

I am a seasoned risk and control professional with over 8 years of experience specializing in Sanctions, AML/KYC, Anti-bribery & Corruption, Trade Operations, and Regulatory Compliance. I have built my career across prominent banking institutions, navigating complex regulatory requirements including UN, UAE, OFAC, EU, and UK-HMT.

In my current role as an Operational Risk Specialist at Wells Fargo (Hyderabad, India), I focus on Risk & Control and Compliance & Audit through control testing, process reviews, audit, and risk-based testing. I lead risk assessment work—using methodologies and frameworks to evaluate and test controls, identify deficiencies, and drive continuous improvement.

Previously, as a Senior Specialist at Standard Chartered Bank, I spent 6+ years in Sanctions & AML, ensuring compliance with OFAC, UN, EU, UK-HMT, and local regulators. I performed adjudication for payments and customer screening referrals on Fircosoft, and I conducted sanctions investigations by reviewing potential matches against sanctions lists, PEPs, and adverse media.

I bring strong stakeholder management, incident-focused execution with RCA, and analytics-enabled risk routines such as ORE data validation, Health Checks, and RCSA QA. Pursuing my Certified Internal Auditor (CIA) is part of my commitment to deeper governance and higher-quality control outcomes in fast-moving, high-pressure environments.