Ali Ashraf Usmani User

Runs payables reconciliation and finance operations for an ed-tech business.

Manages a ~10-person team delivering monthly close, reporting and tax compliance across 1,800+ projects for 350+ clients in five regions. Delivers consolidations, restatements, ASC842 lease accounting and forensic trust-account reconciliations, and builds AI-assisted workflows.

Completed 146 Upwork jobs and 2,900+ hours of cleanup, monthly bookkeeping and reporting work as a Top Rated freelancer with 100% Job Success Score.

Taught Islamic banking as visiting faculty.

Led the bank's Shariah audit unit, auditing branches and functions and reporting findings to senior management and the Shariah Board.

Acted as head of the Shariah audit unit, overseeing audit activities and reporting to senior management.

Managed Shariah audit team, auditing branches and functions and reporting findings to senior management and the Shariah Board.

Led the Multan-region audit team across assets and liabilities; supervised draft and final audit reports.

Worked in product development and Shariah compliance, delivering in-house training for staff.

Performed statutory audit engagements as part of the Lahore audit team.

Master in Islamic Finance Practice from INCEIF University, Malaysia, completed in 2019.

M.Com in Accounting & Finance from the University of the Punjab, completed in 2015.

All papers cleared at first attempt for the ACCA qualification.

B.A. from the University of the Punjab, completed in 2016.