Insurance Underwriter Resume Examples & Templates
6 free customizable and printable Insurance Underwriter samples and templates for 2026. Unlock unlimited access to our AI resume builder for just $9/month and elevate your job applications effortlessly. Generating your first resume is free.
Insurance Underwriter Resume Examples and Templates
Junior Insurance Underwriter Resume Example and Template
What's this resume sample doing right?
Strong experience in risk assessment
Your experience in conducting detailed risk assessments led to a 15% reduction in claim payouts. This quantifiable achievement highlights your ability to effectively evaluate risks, a crucial skill for an Insurance Underwriter.
Effective collaboration with sales team
By collaborating with the sales team to streamline the underwriting process, you improved turnaround time by 20%. This demonstrates your ability to work cross-functionally, which is valuable for an Insurance Underwriter.
Relevant educational background
Your Bachelor of Business Administration with a focus on Risk Management and Insurance provides a solid foundation in underwriting principles. This directly aligns with the knowledge required for an Insurance Underwriter role.
Clear and concise introduction
Your introduction clearly states your experience and specialization in risk analysis and policy evaluation. This helps set the tone for your qualifications relevant to the Insurance Underwriter position.
How could we improve this resume sample?
Lacks specific technical skills
The skills section mentions general abilities but could benefit from including specific software or tools used in underwriting, like 'Guidewire' or 'Excel for data analysis'. This would enhance your alignment with the job requirements.
Limited quantifiable results in earlier experience
While your current role includes strong metrics, your previous position as an Underwriting Assistant lacks quantifiable achievements. Adding specific impacts, like improvements in efficiency or accuracy, would strengthen your overall experience.
No mention of certifications
Certifications like the Chartered Property Casualty Underwriter (CPCU) or similar would enhance your credibility. Including relevant certifications can show your commitment to professional development in the insurance field.
Lacks a clear summary of key skills
While your skills are listed, a brief summary at the top highlighting your top 3-5 key skills related to underwriting would make it easier for recruiters to see your fit for the Insurance Underwriter position.
Insurance Underwriter Resume Example and Template
What's this resume sample doing right?
Strong quantifiable achievements
The resume showcases quantifiable results, such as a 15% increase in policy acceptance rates and a 20% reduction in claim losses. This is crucial for an Insurance Underwriter role, as it highlights the candidate's direct impact on company performance.
Relevant experience in insurance sector
Having worked as a Senior Underwriter at Great Northern Insurance and an Underwriter at Maple Leaf Insurance, the candidate's experience is highly relevant. This background aligns well with the responsibilities expected in an Insurance Underwriter position.
Effective skills alignment
The skills section lists key capabilities like 'Risk Assessment' and 'Fraud Detection,' which are essential for an Insurance Underwriter. This alignment enhances the chances of passing ATS filters and catching the employer's attention.
Compelling introductory statement
The introduction clearly describes the candidate as detail-oriented with over 5 years of experience. This immediately positions Michael Johnson as a strong contender for the Insurance Underwriter role, emphasizing relevant skills and achievements.
How could we improve this resume sample?
Lacks specific industry keywords
While the resume is strong, it could use more industry-specific keywords like 'underwriting guidelines' or 'risk mitigation strategies.' Adding these terms would improve ATS compatibility and show deeper knowledge of the field.
Limited detail in education section
The education section mentions a concentration in Finance but lacks detail about relevant coursework or honors. Adding specifics about risk management and insurance principles could better demonstrate the candidate's academic preparation for the role.
No mention of certifications
For an Insurance Underwriter, relevant certifications like CPCU or AAI could strengthen the resume. Including these credentials would signal professional commitment and expertise, making the candidate stand out more.
Generic job descriptions
Some job descriptions are somewhat generic. Offering more specific examples of challenges faced and how they were overcome would provide a clearer picture of the candidate's problem-solving abilities relevant to the Insurance Underwriter role.
Senior Insurance Underwriter Resume Example and Template
What's this resume sample doing right?
Strong impact in work experience
The resume highlights quantifiable achievements, such as increasing approval rates by 20% and reducing loss ratios by 15%. This demonstrates Emily's effectiveness as an underwriter, which is essential for the role of Insurance Underwriter.
Relevant skills listed
Skills like 'Risk Assessment' and 'Policy Evaluation' align well with the requirements of an Insurance Underwriter. This shows that Emily possesses the necessary expertise for the job, making her a strong candidate.
Clear and focused summary
The summary effectively conveys Emily's extensive experience and track record of improving underwriting processes. This gives a quick overview of her qualifications, capturing the attention of hiring managers.
How could we improve this resume sample?
Limited use of industry keywords
While the resume includes relevant skills, it could benefit from additional keywords specific to the Insurance Underwriter role, such as 'risk management' or 'coverage analysis'. This could enhance ATS compatibility and visibility.
Lacks a distinct formatting structure
The formatting could be improved for better readability. Using clear headings for sections like 'Experience' and 'Education' would help hiring managers quickly find key information.
Missing certifications
Including any relevant certifications, such as a Chartered Property Casualty Underwriter (CPCU) designation, would strengthen Emily's qualifications. This could set her apart from other candidates.
Lead Insurance Underwriter Resume Example and Template
What's this resume sample doing right?
Strong quantifiable achievements
The resume highlights impressive results, such as reducing the loss ratio by 15% and improving workflow efficiency by 30%. These quantifiable achievements showcase Emily's effectiveness, which is critical for an Insurance Underwriter role.
Relevant leadership experience
Emily's experience managing a team of 6 underwriters demonstrates her leadership skills. This is essential in an Insurance Underwriter role, where guiding teams and optimizing processes is key to success.
Tailored skills section
The skills listed, including risk assessment and policy development, align well with the requirements of an Insurance Underwriter. This relevance helps in catching the attention of hiring managers and ATS.
Compelling introduction
The introduction effectively summarizes Emily's experience and accomplishments, making it clear that she brings valuable expertise to the Insurance Underwriter position. This sets a strong tone for the rest of the resume.
How could we improve this resume sample?
Lack of specific industry keywords
The resume could benefit from incorporating more keywords specific to the Insurance Underwriter role, such as 'underwriting software' or 'policy analysis.' Adding these would enhance ATS compatibility.
Limited details on education
While Emily mentions her degree, the education section could be expanded. Including relevant coursework or projects related to underwriting would strengthen her qualifications for the Insurance Underwriter role.
No summary of relevant certifications
The resume doesn't mention any professional certifications like CPCU or AU. Adding these could enhance Emily's credibility and show her commitment to ongoing professional development in underwriting.
Generic job titles in experience
While Emily has relevant experience, using more specific job titles or including a brief context for each role could clarify her path in the underwriting field. This helps potential employers understand her journey better.
Underwriting Manager Resume Example and Template
What's this resume sample doing right?
Strong quantifiable achievements
The resume highlights impressive results, such as a 25% increase in policy approval rates and a 30% reduction in claim losses. These figures effectively demonstrate the candidate's impact as an Underwriting Manager, showcasing their ability to drive results that align well with the needs of an Insurance Underwriter.
Relevant skills listed
The skills section includes key competencies like Risk Assessment and Policy Development, which are crucial for an Insurance Underwriter. This alignment with industry expectations makes it easier for hiring managers to see the candidate's fit for the role.
Effective leadership experience
The resume details significant leadership experience, managing a team of 15 underwriters. This experience is highly relevant for an Insurance Underwriter, as it shows the ability to guide teams and improve processes, which are vital in the underwriting field.
How could we improve this resume sample?
Generic introductory statement
The introductory statement could be more tailored to the Insurance Underwriter role. Adding specific mentions of underwriting practices or risk management strategies would make it more compelling and relevant to the target position.
Lacks specific industry keywords
While the resume lists relevant skills, it could benefit from incorporating more industry-specific keywords frequently found in Insurance Underwriter job descriptions. Terms like 'underwriting software' or 'regulatory compliance' can enhance ATS matching and visibility.
Limited details on education
The education section mentions a B.A. in Finance but lacks details on any relevant certifications, such as CPCU or AINS. Including these can strengthen the credentials and show commitment to ongoing professional development in underwriting.
Director of Underwriting Resume Example and Template
What's this resume sample doing right?
Strong leadership experience
Your role as Director of Underwriting showcases your ability to lead a large team of 25 underwriters. This aligns well with the requirements of an Insurance Underwriter, highlighting your capacity to drive team performance and development.
Quantifiable achievements
You effectively include quantifiable results in your experience, like improving approval efficiency by 30% and decreasing loss ratios by 25%. These metrics clearly demonstrate your impact and effectiveness, which is crucial for an Insurance Underwriter.
Relevant education background
Your M.B.A. in Risk Management is highly relevant to the Insurance Underwriter role. It shows you have specialized knowledge in risk assessment strategies, which is vital for evaluating insurance applications.
How could we improve this resume sample?
Vague summary statement
Your summary is a bit broad. Consider specifying your expertise in underwriting within the insurance industry. Tailoring this to highlight your skills relevant to an Insurance Underwriter could strengthen your application.
Limited skills section
The skills section lists general abilities but lacks specific underwriting tools or software knowledge. Adding relevant keywords, like 'Underwriting software' or 'Risk management tools,' could enhance ATS matching for the Insurance Underwriter role.
Lacks targeted keywords
Your resume could benefit from using more targeted keywords related to Insurance Underwriting. Phrases like 'claims analysis' or 'policy underwriting guidelines' could help resonate better with hiring managers and ATS systems.
1. How to write an Insurance Underwriter resume
Navigating the job market as an Insurance Underwriter can be daunting, especially when you're unsure how to highlight your skills effectively. How can you create a resume that captures the attention of hiring managers? They look for clear evidence of your risk assessment and policy evaluation abilities, not just a list of job titles. Many job seekers often focus too heavily on industry jargon rather than showcasing their tangible contributions.
This guide will help you craft a resume that stands out by emphasizing your key achievements and relevant experience. You'll learn to enhance your professional summary and work experience sections to reflect your unique qualifications. By the end, you'll have a resume that clearly communicates your value to potential employers.
Use the right format for an Insurance Underwriter resume
When crafting a resume for an Insurance Underwriter position, consider using a chronological format. This format highlights your work history and is ideal if you have a steady career progression within the insurance field. If you're changing careers or have gaps in your work experience, a combination format might suit you better, allowing you to emphasize skills and relevant experience. Remember, an ATS-friendly structure is crucial—keep clear sections, avoid columns, tables, or complex graphics.
Here’s a quick list of formats:
- Chronological: Best for steady career progression.
- Functional: Focuses on skills, good for career changers.
- Combination: Merges skills and experience, ideal for those with gaps.
Craft an impactful Insurance Underwriter resume summary
Your resume summary is a snapshot of your professional identity. For experienced candidates, this should summarize key skills and achievements. If you're entering the field or making a career change, an objective statement serves as an introduction to your aspirations. A strong summary follows this formula: [Years of experience] + [Specialization] + [Key skills] + [Top achievement].
For an Insurance Underwriter, focus on your experience with risk assessment, policy evaluation, and any specific achievements that demonstrate your expertise. Tailor this section to match the job description keywords, which helps with ATS.
Good resume summary example
Experienced Insurance Underwriter with 7 years in the industry, specializing in commercial insurance. Proven track record of reducing risk by 30% through thorough analysis and effective policy recommendations. Adept at collaborating with agents and clients to ensure optimal coverage.
Why this works: This summary highlights relevant experience, specialization, and a measurable achievement, making it strong and impactful.
Bad resume summary example
Insurance professional with some experience in underwriting. Looking to use my skills in a new job.
Why this fails: This summary lacks specific achievements and details about skills or experience, making it generic and less compelling.
Highlight your Insurance Underwriter work experience
List your work experience in reverse chronological order. Start each entry with your job title, the company name, and dates of employment. Use bullet points to outline your responsibilities and achievements, beginning with strong action verbs.
Quantifying your impact with metrics is key. Instead of saying 'Responsible for evaluating risks', say 'Evaluated risks and reduced claims by 25%'. Consider the STAR method (Situation, Task, Action, Result) for structuring your bullet points. This makes your accomplishments tangible and relatable.
Good work experience example
• Evaluated and underwrote over 300 commercial insurance policies, resulting in a 25% decrease in claims over two years at Waters-Pagac.
Why this works: This bullet point uses a strong action verb, quantifies the achievement, and clearly states the impact of the work.
Bad work experience example
• Responsible for reviewing insurance applications and making decisions.
Why this fails: This bullet point is vague and lacks quantifiable results, making it less impactful and impressive.
Present relevant education for an Insurance Underwriter
When detailing your education, include the school name, degree, and graduation year or expected date. For recent grads, make this section more prominent. You can include your GPA if it’s above 3.0 or relevant coursework and honors. For experienced professionals, education is less prominent, and GPA is often omitted.
If you have relevant certifications, list them here or in a dedicated section. Certifications like CPCU or AINS are valuable for an Insurance Underwriter's resume.
Good education example
Bachelor of Science in Business Administration
University of Illinois, 2018
GPA: 3.8/4.0, Dean's List
Certifications: Associate in Commercial Underwriting (ACU)
Why this works: This entry is clear, includes relevant details, and highlights a certification that adds value.
Bad education example
Business Degree
Some University, 2017
Why this fails: This entry is vague and lacks essential details like the degree type and any relevant certifications or achievements.
Add essential skills for an Insurance Underwriter resume
Technical skills for a Insurance Underwriter resume
Soft skills for a Insurance Underwriter resume
Include these powerful action words on your Insurance Underwriter resume
Use these impactful action verbs to describe your accomplishments and responsibilities:
Add additional resume sections for an Insurance Underwriter
Consider adding sections like Projects, Certifications, or Awards to showcase your qualifications. For an Insurance Underwriter, relevant projects could include significant underwriting cases or initiatives that improved processes. This additional information can help you stand out.
Good example
Project: Developed an automated risk assessment tool that increased efficiency by 40% in underwriting processes at Kilback.
Why this works: This project showcases innovation and a measurable impact, effectively enhancing the resume.
Bad example
Won a company award.
Why this fails: This entry is too vague and doesn't provide context or significance, making it less impactful.
2. ATS-optimized resume examples for an Insurance Underwriter
Applicant Tracking Systems (ATS) are software tools that employers use to filter job applications. They scan resumes for keywords and specific formatting, which is why optimizing a resume for an Insurance Underwriter role is key. If your resume doesn't match the job description closely, it might get rejected before a human even sees it.
To make your resume ATS-friendly, start by using standard section titles like 'Work Experience', 'Education', and 'Skills'. Incorporate keywords from job postings for Insurance Underwriter positions, such as 'risk assessment', 'policy analysis', and 'underwriting guidelines'. Ensure your formatting is simple, avoiding tables or images that ATS may not read correctly.
Use clear, readable fonts like Arial or Times New Roman, and save your resume in a common format like .docx or PDF. Avoid creative designs that might confuse the software. Lastly, don't forget to include relevant skills and certifications for the role to improve your chances of passing the ATS filter.
- Use standard section headers
- Incorporate relevant keywords
- Avoid complex formatting
- Choose readable fonts
- Save in common file formats
ATS-compatible example
Skills: Risk Assessment, Policy Analysis, Underwriting Guidelines, Commercial Insurance, Client Communication
Why this works: This skills section includes specific keywords that ATS looks for in an Insurance Underwriter resume. It highlights essential abilities that match the job description, increasing the chance of getting noticed.
ATS-incompatible example
Things I'm Good At: I can analyze risks, communicate well with clients, and understand insurance policies.
Why this fails: This section uses a non-standard header and vague phrasing instead of specific keywords. ATS may not recognize 'Things I'm Good At' as relevant, making it less effective.
3. How to format and design an Insurance Underwriter resume
Choosing the right template for your Insurance Underwriter resume is crucial. A clean, reverse-chronological layout is often the best choice as it highlights your most recent experience at the top. This format is not only easy to read for hiring managers but also works well with Applicant Tracking Systems (ATS).
Your resume should ideally be one page, especially if you're in the early to mid-stages of your career. If you have extensive experience, two pages can be acceptable, but make sure to keep it concise and focused on relevant achievements.
For fonts, stick to professional and ATS-friendly options like Calibri or Arial. Use a font size between 10-12pt for body text and 14-16pt for headings. Ensure there’s plenty of white space, as this makes your resume easier to scan. Avoid overly creative designs; simple is better both for readability and ATS compatibility.
Common mistakes include using complex templates with multiple columns that confuse ATS, excessive colors, and non-standard fonts. Also, be mindful of white space; too little can make your resume look cluttered. Always use clear, standard section headings to guide the reader.
Well formatted example
Ann Jacobs
Insurance Underwriter
123 Main St, City, State, ZIP
(123) 456-7890
ann.jacobs@email.com
Experience
Insurance Underwriter - Harber
January 2020 - Present
- Evaluated insurance applications and assessed risk factors
- Developed tailored insurance policies based on client needs
Education
Bachelor of Science in Finance
University of State, Graduated May 2019
This layout is clear and easy to read, making it ATS-friendly. The use of standard headings and a simple format ensures that key information stands out.
Poorly formatted example
Karyn Kautzer
Insurance Underwriter
123 Elm St., Suite 4, City, State, ZIP
(123) 456-7890
karyn.kautzer@email.com
Experience
Insurance Underwriter
McLaughlin-Sauer
- Analyzed applications
- Prepared reports
Education
Degree in Business Management
This format uses bullet points under a single heading without clear spacing, which can confuse both ATS and human readers. The lack of clear separation between sections makes it harder to navigate.
4. Cover letter for an Insurance Underwriter
Writing a tailored cover letter for an Insurance Underwriter position is key. It complements your resume and shows your genuine interest in the role and the company. You want to grab the hiring manager's attention and explain why you’re a perfect fit.
Start with the header. Include your contact information, the company’s info, and the date. Then, in the opening paragraph, state that you're applying for the Insurance Underwriter role. Show your enthusiasm for both the position and the company. Briefly mention your most compelling qualification or how you found the job listing.
In the body paragraphs, connect your experience to the job requirements. Highlight key projects you've worked on, specific skills like risk assessment, and any relevant certifications. Mention soft skills such as attention to detail and decision-making, and quantify your achievements when possible. Tailor your content to the company and role, using keywords from the job description.
- **Opening Paragraph:** State the role, express interest, and mention a key qualification.
- **Body Paragraphs:** Relate your experience to the job, showcase skills and achievements.
- **Closing Paragraph:** Reiterate your interest, express confidence, request an interview, and thank the reader.
Conclude your letter by reiterating your strong interest in the Insurance Underwriter role. Express confidence in your ability to contribute to the company. Include a clear call to action, like requesting an interview, and thank the reader for their time.
Maintain a professional and enthusiastic tone throughout. Customize your letter for each application and avoid generic templates.
Sample an Insurance Underwriter cover letter
Dear Hiring Team,
I am excited to apply for the Insurance Underwriter position at Allstate. With over five years of experience in risk assessment and policy analysis, I believe I am well-equipped to contribute to your team. I saw the job listing on your careers page and was immediately drawn to Allstate's commitment to customer satisfaction and innovative solutions.
In my previous role at State Farm, I successfully evaluated over 1,000 insurance applications, leading to a 30% reduction in policy issuance time. My attention to detail and analytical skills helped identify potential risks, resulting in a 15% decrease in claim payouts. I also collaborated with cross-functional teams to develop new underwriting guidelines that improved our efficiency and customer feedback ratings.
I am particularly impressed by Allstate's focus on leveraging technology to enhance underwriting processes. I am eager to bring my expertise in data analysis and risk management to your team. I am confident that my proactive approach and commitment to excellence will make a positive impact at Allstate.
Thank you for considering my application. I look forward to the opportunity to discuss how my experience aligns with your needs. I hope to speak with you soon.
Sincerely,
John Smith
5. Mistakes to avoid when writing an Insurance Underwriter resume
Creating a resume for an Insurance Underwriter requires attention to detail. You want to present your skills clearly and accurately. Avoiding common mistakes can make a significant difference in how employers perceive your qualifications.
Even small errors can distract hiring managers from your strengths. Here are some pitfalls to avoid when crafting your Insurance Underwriter resume.
Avoid vague job descriptions
Mistake Example: "Responsible for underwriting decisions."
Correction: Be specific about your role and achievements. Instead, write: "Evaluated and approved over 500 insurance applications, resulting in a 20% increase in policy issuance efficiency."
Generic application materials
Mistake Example: "I am an experienced underwriter looking for opportunities."
Correction: Tailor your resume for each position. Instead, say: "As an underwriter with five years at ABC Insurance, I specialized in commercial policies, achieving a 95% accuracy rate in risk assessments."
Typos and grammatical errors
Mistake Example: "Underwrited policies with attention to detail."
Correction: Proofread your resume carefully. A better version would be: "Underwrote policies with meticulous attention to detail."
Irrelevant information
Mistake Example: "Hobbies include hiking and playing video games."
Correction: Focus on relevant skills and experience. Instead, include: "Proficient in using underwriting software such as XactAnalysis and Guidewire."
Poor formatting for ATS
Mistake Example: Using fancy fonts and colors that may not be read by ATS.
Correction: Use a clean, simple format. Stick to standard fonts and bullet points to ensure compatibility with ATS systems.
6. FAQs about Insurance Underwriter resumes
Creating a resume for an Insurance Underwriter can be straightforward if you focus on the right skills and experience. It's important to highlight your analytical abilities, attention to detail, and knowledge of risk assessment.
What skills should I include on my Insurance Underwriter resume?
What skills should I include on my Insurance Underwriter resume?
Focus on skills like:
- Risk assessment
- Analytical thinking
- Attention to detail
- Data analysis
- Communication skills
These will showcase your ability to evaluate insurance applications effectively.
What is the best format for an Insurance Underwriter resume?
What is the best format for an Insurance Underwriter resume?
A chronological format works well. Start with your most recent job and work backward. This format highlights your career progression and relevant experience clearly.
How long should my Insurance Underwriter resume be?
How long should my Insurance Underwriter resume be?
Keep it to one page if you have less than 10 years of experience. Two pages are acceptable for more extensive careers. Be concise and focus on relevant information.
Should I include certifications on my resume?
Should I include certifications on my resume?
Absolutely! List any relevant certifications like the Chartered Property Casualty Underwriter (CPCU) designation. This showcases your commitment to the field.
How can I address employment gaps in my Insurance Underwriter resume?
How can I address employment gaps in my Insurance Underwriter resume?
Be honest about your gaps. Consider including any relevant activities during that time, like volunteer work or courses. This shows you're proactive and engaged.
Pro Tips
Highlight Your Achievements
Instead of just listing duties, explain what you accomplished in each role. Use metrics when possible, like the number of policies underwritten or improvements in processing time.
Use Industry Keywords
Incorporate keywords from the job description into your resume. This helps your resume get past applicant tracking systems and shows you're a good fit for the role.
Focus on Continuous Learning
Show that you stay updated on industry trends. Mention any workshops or training sessions you've attended. This demonstrates your commitment to professional growth.
7. Key takeaways for an outstanding Insurance Underwriter resume
Writing an effective Insurance Underwriter resume is all about clarity and relevance. Here are some key takeaways to keep in mind:
- Use a clean, professional, ATS-friendly format to ensure your resume is easily read by hiring systems.
- Highlight your relevant skills and experience, focusing on underwriting principles and risk assessment.
- Employ strong action verbs and quantify your achievements to demonstrate your impact in previous roles.
- Incorporate job-relevant keywords naturally to optimize for Applicant Tracking Systems.
By following these tips, you’ll strengthen your resume and increase your chances of landing that Insurance Underwriter position. Consider using resume-building tools or templates to help you get started!
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