Consumer Loan Processor

IMPACT YOU’LL MAKE:

As a Consumer Loan Processor I, you are a key part of helping members turn financial goals into reality. From application through funding, your work ensures loans are processed accurately, efficiently, and with care, providing members with confidence at every step of their lending journey.

By partnering closely with members, internal teams, and external vendors, you help deliver seamless lending experiences while ensuring compliance with policies and regulations. Your attention to detail, commitment to service, and ability to manage multiple priorities directly support BECU’s mission to improve the financial well‑being of our members and communities.

Note: For those who reside in WA: this role will require at times to travel onsite to the office in Tukwila, WA on a periodic basis.

WHAT YOU’LL DO:

• Guide Loans from Start to Finish:
  You’ll manage the loan pipeline from application through funding, keeping things moving smoothly and on schedule.

• Ensure Application Accuracy:
  You’ll review loan applications for completeness, accuracy, and correct scoring within the Loan Origination System.

• Prepare Closing Documentation:
  You’ll prepare, review, and finalize closing documents, ensuring everything is ready, compliant, and clear for member signatures.

• Fund Loans with Precision:
  You’ll complete loan funding and disbursements accurately and efficiently, helping members access their funds without delay.

• Support and Serve Members:
  You’ll work directly with members by answering questions, providing updates, and coordinating loan signing appointments.

• Review Supporting Documentation:
  You’ll analyze income, collateral insurance, purchase orders, titles, and other key documents to ensure loans meet policy requirements.

• Handle Complex Title Reviews:
  You’ll conduct detailed title reviews, resolve discrepancies, and ensure all regulatory and policy standards are met.

• Partner with External Vendors:
  You’ll collaborate with vendors to clear collateral conditions and apply valuation cascades as needed.

• Balance Multiple Work Streams:
  You’ll monitor multiple queues and inboxes, managing loans at various stages while meeting service level expectations.

• Deliver Professional, Compliant Service:
  You’ll maintain high standards of compliance and professionalism while delivering prompt, respectful service.

• Contribute Where Needed:
  You’ll take on additional duties as assigned, helping the team succeed together.

This isn’t just about ticking off tasks on a list. It's about making a significant, positive change in BECU’s journey, where your contributions are valued, and your growth is continually fostered.

WHAT YOU’LL GAIN:

• A role where your work directly supports members’ financial milestones
• Hands-on experience across end‑to‑end consumer lending operations
• Opportunities to deepen your knowledge of loan processing, compliance, and regulatory standards
• Collaboration with a supportive team that values accuracy, service, and continuous improvement
• Career growth within a respected, member‑owned financial cooperative
• Stability and purpose in a fast‑paced, people‑centered environment

QUALIFICATIONS:

Minimum Qualifications:

• Minimum requires associate’s degree in business or equivalent work or educational experience. Bachelors degree preferred
• Minimum requires 1 year experience in Consumer Lending, indirect lending or small business lending
• Loan origination systems and document review
• PC skills, with the ability to learn new software
• Math and basic accounting skills
• Full-time hours required, with additional hours as necessary

Desired Qualifications:

• Comprehensive understanding of consumer lending policies, practices, and regulatory requirements
• Analytical skills with attention to detail
• Communication and customer service skills
• Ability to manage multiple priorities in a fast-paced environment
• Organizational skills, with the ability to handle multiple tasks by prioritizing job responsibilities
• Thorough knowledge of all RESPA, HMDA, Fair Lending, and ECOA rules and regulations

JOIN THE JOURNEY

Ready to make an indelible impact? Eager to be a part of a collaborative and innovative team where your ideas and contributions don’t just fill a role, but fuel the growth and success of BECU? This is more than a job – it’s a chance to elevate your career, skills, and future, all while contributing to the robust technological landscape of BECU.

Embrace the opportunity to grow with us. Apply now, bring your expertise to the table, and let’s achieve excellence together at BECU.

Your journey of influence, innovation, and impactful contribution starts now.

#BECU #YourGrowth #BECUJourney