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Niranjan MadhuNM
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Niranjan Madhu

@niranjanmadhu

Data scientist at Bolttech who improved insurance pricing models and built an ML-powered quoting engine.

India
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At Bolttech, I designed and deployed CatBoost and XGBoost models for auto and homeowner insurance premiums. The models achieved MAE of about $350 for auto and about $200 for homeowners.

I also led the migration from external carrier quoting APIs to an internal ML-driven quoting engine, improving latency, stability, and backend cost-efficiency. ML-generated premium estimates lifted click-through rates by 14–18% across core segments.

At 4crisk.ai, I improved RoBERTa classification F1 by 219% and built a concept drift detection module for regulatory content. I’ve also worked on production LLM and fraud detection systems, and contributed to NeuMind, an open-source research intelligence engine.

Experience

Work history, roles, and key accomplishments

IC

Co-Founder

Idem Crucible

Mar 2024 - Oct 2026 (2 years 7 months)

Co-founded a venture focused on sensor fusion and reinforcement learning. Analyzed data from multiple sources including images and edge sensors, and developed RL policy training modules in JAX for faster inference.

BO

Data Scientist

Bolttech

Dec 2024 - Feb 2026 (1 year 2 months)

Designed and deployed CatBoost and XGBoost models for insurance premium prediction, achieving MAE of ~$350 and MAPE of 23-25% for Personal Auto and MAE of ~$200 with MAPE of 12-15% for Homeowner. Led migration to an internal ML-driven quoting engine, delivered CTR uplift of 14-18%, and built an LLM-based semantic mapping system for NAIC codes.

CR

Data Scientist

4crisk.ai

Apr 2024 - Dec 2024 (8 months)

Improved RoBERTa-based classification F1 score by 219% through error analysis and fine-tuning. Built a Concept Drift Detection module using n-gram distributions and RKHS semantic distance, and developed a CNN + YOLO-based hierarchical document parser.

TW

Data Scientist

the walnut.ai

Jun 2023 - Mar 2024 (9 months)

Implemented LLM research workflows including RAG, IR, and contextual augmentation into production systems. Optimized GPU-to-CPU inference architectures for cost-efficiency and built fraud detection systems achieving >0.90 recall with XAI reports.

TW

Data Science Intern

the walnut.ai

Sep 2022 - Jun 2023 (9 months)

Helped clients with new features to reduce fraud and created a fraud detection model with recall greater than 0.90. Documented feature causality using post hoc explainable AI methodology.

Education

Degrees, certifications, and relevant coursework

Christ (Deemed to be University) logoCU

Christ (Deemed to be University)

Bachelor of Science, Computer Science, Mathematics, and Statistics

2020 - 2023

Grade: 3.4

Pursued a triple major in Computer Science, Mathematics, and Statistics, achieving a GPA of 3.4 and ranking in the top 10% of the class.

DeepLearning.AI logoDE

DeepLearning.AI

Neural Network and Deep Learning, Deep Learning

Completed the Neural Network and Deep Learning certification by Andrew Ng.

Microsoft logoMI

Microsoft

DAT273x: Data Science Research Methods: Python Edition, Data Science Research Methods

Completed the DAT273x: Data Science Research Methods: Python Edition certification.

Harvard University logoHU

Harvard University

PH525.1x: Statistics and R, Statistics

Completed the PH525.1x: Statistics and R certification.

DeepLearning.AI logoDE

DeepLearning.AI

Improving Deep Neural Networks: Hyperparameter tuning, regularization, and optimization, Deep Learning

Completed the Improving Deep Neural Networks: Hyperparameter tuning, regularization, and optimization certification by Andrew Ng.

DeepLearning.AI logoDE

DeepLearning.AI

Convolutional Neural Networks, Deep Learning

Completed the Convolutional Neural Networks certification by Andrew Ng.

DeepLearning.AI logoDE

DeepLearning.AI

Natural Language processing in TensorFlow, Natural Language Processing

Completed the Natural Language processing in TensorFlow certification by Andrew Ng.

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