Luiz Pinheiro User

Provide financial monitoring, tailored investment plans, cash flow management and management reporting for SME clients; implemented process improvements and performed P&L and KPI analyses to optimize strategies.

Delivered BPO treasury services including accounts payable/receivable, reconciliations and management reporting for pharmaceutical and energy clients, improving reporting accuracy and process consistency.

Managed account blocking and information requests while driving process optimization to enhance compliance response times and reduce operational risk.

Handled client financial system registration (CCS), account blocking, banking secrecy breach processes and information requests while implementing process improvements.

Led treasury and billing operations including accounts payable/receivable and cash flow management; implemented automation and optimizations for the billing department.

Oversaw financial operations for holding companies, implemented internal controls and automated payment and bank reconciliation processes to reduce operational costs.

Managed accounts payable and SPE financial controls and prepared management reports to support real estate project financial operations.

Conducted market analysis and managed client portfolios, providing support that contributed to business development and client retention.

Completed a Bachelor's degree in Business Administration with coursework in finance, accounting, and management, graduating in 2013.