Open to opportunities

konstantina michou

@konstantinamichou

Message

Results-driven professional specializing in anti-money laundering compliance.

Greece

Message

What I'm looking for

I am seeking a role that offers opportunities for professional growth and a collaborative work environment focused on compliance and risk management.

I am a results-driven professional specializing in anti-money laundering and sanctions compliance, with a proven track record of conducting thorough investigations and implementing effective compliance frameworks in diverse financial institutions. My experience spans various roles, including Sanctions Compliance Specialist at Alpha Bank, where I analyze complex financial transactions to ensure compliance with OFAC regulations and develop monitoring programs to detect suspicious activities.

Throughout my career, I have collaborated with legal and compliance teams to align policies and procedures, prepared detailed reports for senior management, and trained staff on compliance best practices. My educational background includes a Master's degree in Applied Economics and Finance, which has equipped me with advanced knowledge in financial analysis and risk management. I am committed to staying updated on evolving regulations to enhance compliance strategies.

Experience

Work history, roles, and key accomplishments

Current

Sanctions Compliance Specialist

Current

Alpha Bank

Sep 2024 - Present (10 months)

Analyzed complex financial transactions to ensure compliance with OFAC regulations and other international sanctions. Developed and implemented monitoring programs to detect and report suspicious activities related to sanctions compliance.

OFAC Compliance Sanctions Risk Assessment Data Analysis Regulatory Compliance

Compliance Associate

Volkswagen Bank

Dec 2022 - Dec 2023 (1 year)

Contributed to the planning and development of compliance programs by tracking regulatory changes and conducting research on specific policies. Performed Customer Due Diligence, Transaction Monitoring, and Sanctions and Politically Exposed Persons screening.

Regulatory Compliance Compliance Audits Transaction Monitoring

Sanctions Compliance Officer

UBS Europe SE

Feb 2022 - Dec 2022 (10 months)

Ensured compliance with international sanctions regulations by implementing and maintaining the UBS Group Sanctions Policy and Control Framework. Conducted due diligence, transaction monitoring, and investigations to identify potential sanctions risks.

Sanctions Due Diligence Transaction Monitoring Risk Management

Sanctions Compliance Analyst

National Bank of Greece

Jul 2021 - Feb 2022 (7 months)

Responsible for reviewing system-generated alerts and identifying possible matches against sanctions lists. Assisted senior management in overseeing all aspects of the Bank's sanctions compliance program.

Compliance Program Management Sanctions

AML/CFT Analyst

National Bank of Greece

Mar 2019 - Jun 2021 (2 years 3 months)

Assisted in developing, implementing, maintaining, and enhancing the anti-money laundering policies, procedures, and controls of the Bank. Conducted investigations on suspicious persons and transactions on behalf of the Hellenic Financial Intelligence Unit.

Risk Assessment Regulatory Compliance Suspicious Activity Reports

Education

Degrees, certifications, and relevant coursework

Athens University of Economics and Business

MSc Applied Economics and Finance, Applied Economics and Finance

Activities and societies: Awarded a prestigious scholarship from the State Scholarship Foundation (IKY) and National Bank of Greece.

Gained advanced knowledge in economic theory, financial analysis, econometrics, and market research. Developed practical skills in financial modeling, risk management, and the application of economic principles to real-world financial issues. Participated in projects and case studies related to financial markets, economic policy, and international trade.

Panteion University of Social and Political Sciences

International Relations, European and Area Studies, International Relations, European and Area Studies

Studied political science, international relations, European integration, and regional studies with a focus on international economic relations, diplomacy, and international law. Gained a comprehensive understanding of geopolitical issues, international organizations, and policy-making processes in the context of Europe and other global regions. Developed analytical and research skills through var