At BANK AL-HABIB LIMITED, I process FDBC transactions in line with UCP 600, URC 522, URR 725, and SBP guidelines. I verify shipping and export documents using Lloyd’s Intelligence and other trade databases to identify and mitigate TBML risk.
I also draft and process letters of guarantee, track active guarantees and their renewal timelines, and support EFS rupee-based discounting and EXIM Bank/E-LTFF work. My responsibilities include SBP reporting, maintaining MIS, and uploading daily activity and annexures to the relevant portals.
During my internship at HABIB METROPOLITAN BANK, I worked in finance on statutory and regulatory reporting, IFRS-16 calculations, and fixed-asset reconciliation. I also worked with LGD, PD, and ECL models.
I studied Financial Mathematics at UNIVERSITY OF KARACHI, where my coursework included financial derivatives, corporate finance, and portfolio theory. I also created a mock-up portfolio on investify stocks.
