Director, Capital Markets

Shape the Future of Global Credit Risk Management
Are you ready to lead strategic initiatives that impact global financial operations? We are seeking a visionary financial leader with deep expertise in financial theory, advanced modeling skills, and the ability to analyze and provide recommendations on complex investment and derivative transactions.

Western Union powers your pursuit.

You will lead high-impact, cross-functional initiatives, managing Western Union’s multi-billion-dollar debt structure and investment portfolios. Responsibilities include capital structure strategy, financing execution, liquidity management, and oversight of regulatory portfolios. You will engage with the Executive Team, senior leaders, banks, and rating agencies to drive financial strategy.

Role Responsibilities

• Develop and execute capital structure strategy, including debt structure, dividend policy, and share repurchase plans.
• Manage debt and equity issuance and investment strategy for a multi-billion dollar regulatory cash/assets portfolio.
• Supervise development of quantitative modeling tools for investments, debt issuance, refinancing, and M&A transactions.
• Build and maintain relationships with commercial/investment banks and rating agencies.
• Lead the North American credit risk and global credit analytics team, overseeing credit risk management for all agents in North America across a diverse portfolio of business partners.
• Develop dynamic credit analytics and risk monitoring tools by leveraging large and varied data sets.
• Manage global credit reporting and build robust analytical frameworks for risk monitoring.
• Deliver risk analysis and reporting to executive management and global credit/business teams.
• Lead M&A due diligence and integration activities for the treasury department.
• Prepare presentations for senior management, the Board of Directors, and rating agencies.

Additional Duties

• Manage relationships with rating agencies and negotiate financing arrangements.
• Implement strategies for fixed and floating rate debt and derivative transactions.
• Assess capacity for acquisitions and growth opportunities.
• Ensure compliance with regulatory requirements and partner with Tax, Accounting, and Legal teams.
• Manage share repurchase plans and equity hedging strategies.
• Build dynamic reporting tools for business stakeholders and executive audiences to proactively identify potential credit risks.

Role Requirements

• Education: MBA or equivalent required; CFA strongly preferred.
• Experience: 10+ years of increasing responsibility in complex organizational settings.
• History of expertise in capital markets, strategic finance, interest rate derivatives, investment management, and bank/rating agency relationship management.
• Demonstrate in depth knowledge of equity and fixed income investments, including municipal and corporate bonds, asset-backed securities, and commercial paper.
• Advanced understanding of financial theory (capital structure, WACC, derivatives, portfolio management, valuations).
• Proven ability to lead complex cross-functional projects and deliver results.
• Strong analytical, mathematical, and financial modeling skills.
• Excellent communication and leadership skills with a global perspective.
• Ability to navigate complex regulatory issues and partner effectively across functions.

We make financial services accessible to humans everywhere. Join us for what’s next.

Western Union is positioned to become the world’s most accessible financial services company —transforming lives and communities. We’re a diverse and passionate customer-centric team of over 8,000 employees serving 200 countries and territories, reaching customers and receivers around the globe. More than moving money, we design easy-to-use products and services for our digital and physical financial ecosystem that help our customers move forward.

Just as we help our global customers prosper, we support our employees in achieving their professional aspirations. You’ll have plenty of opportunities to learn new skills and build a career, as well as receive a great compensation package. If you’re ready to help drive the future of financial services, it’s time for Western Union. Learn more about our purpose and people at https://careers.westernunion.com/.

Salary

The base salary range is $175,000- $200,000 USD per year, total on target compensation includes a base salary plus a variable target incentive that aligns with individual and company performance.

Benefits

You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few
(https://careers.westernunion.com/global-benefits/). Please see the location-specific benefits below and note that your Recruiter may share additional role-specific benefits during your interview process or in an offer of employment.

Your United States – Specific Benefits Include

• Flexible Time off  

• Medical, Dental and Life Insurance 

• Tuition Assistance Program 

• Parental Leave 

• One day volunteer time off 

• $0 Money Transfer Fee Discount Code – Quarterly 

• Recognition Program “Game Changers” 

• Employee Discount Program 

• Global Adoption Assistance 

• Global Scholarship Awards Program 
• Western Union Contribution to 401K  

Western Union values in-person collaboration, learning, and ideation whenever possible. We believe this creates value through common ways of working and supports the execution of enterprise objectives which will ultimately help us achieve our strategic goals. By connecting face-to-face, we are better able to learn from our peers, solve problems together, and innovate. 

Our Hybrid Work Model categorizes each role into one of three categories. Western Union has determined the category of this role to be Hybrid. This is defined as a flexible working arrangement that enables employees to divide their time between working from home and working from an office location. The expectation is to work from the office a minimum of three days a week. 

For residents of Colorado, California, Connecticut, Delaware, Minnesota, and Pennsylvania: Please do not respond to any questions on this initial application that may seek age-identifying information such as age, date of birth, or dates of school attendance or graduation. You may also redact this information from any materials you submit during the application process. You will not be penalized for redacting or removing this information.

We are passionate about diversity. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

Estimated Job Posting End Date:

This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.