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EarnInEA

Sr. Software Engineer, SaaS

EarnIn is a financial technology company that provides earned wage access services, allowing users to access their pay as they earn it, aiming to improve financial flexibility and reduce reliance on predatory lending.

EarnIn

Employee count: 201-500

Mexico only

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About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY

We are looking for an experienced, passionate, and resourceful senior level engineer with a proven track record to join the EarnIn payroll services team. In this role, you will participate in the design, development, and implementation of backend services for EarnIn’s new payroll SaaS product. Come make a difference with us and have fun doing it! This position is ideally hybrid from our Mexico City office as part of our expanding site, though remote can be considered. EarnIn offers excellent benefits, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View, CA headquarters. Our salary ranges are determined by role, level, and location.

WHAT YOU'LL DO

  • Design build key backend components such as payroll and tax processing engines, ledger services, and pay cycle management.
  • Develop services and APIs using Go (Golang) that are robust, secure, and optimized for performance and maintainability.
  • Collaborate closely with product managers, designers, and fellow engineers to deliver high-impact features that meet the needs of payroll customers.
  • Design, implement, and maintain scalable and reliable backend microservices for EarnIn’s new payroll SaaS product.
  • Investigate and resolve production issues with a focus on root cause analysis, long-term stability, and continuous improvement.
  • Contribute to building a modern, best-in-class payroll platform that handles time-critical financial workflows with precision and reliability.
  • Conduct code reviews to ensure code quality, adherence to best practices, maintainability, and alignment with project requirements, while providing constructive feedback to team members.
  • Ensure the delivery of high-quality software features within established timelines.

WHAT WE'RE LOOKING FOR

  • 4+ years of development experience in a fast-paced environment.
  • Bachelor's degree in computer science, computer engineering, or a related technical discipline or equivalent industry experience.
  • Proficient in one or more modern programming languages (e.g., Go, Python,C#, or similar) with a solid understanding of software engineering best practices.
  • Hands-on experience working with relational databases.
  • Cloud experience, AWS preferred.
  • Experience managing infrastructure and service configurations using Configuration as Code (e.g., Helm, Kustomize, Terraform).
  • Deploy and operate backend services in a Kubernetes-based environment, optimizing for resiliency, scalability, and performance.
  • Excellent written and verbal communication skills.
  • Ability to thrive in a fast-paced, dynamic environment and have a bias towards action and results.

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

About the job

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Posted on

Job type

Full Time

Experience level

Senior

Location requirements

Hiring timezones

Mexico +/- 0 hours

About EarnIn

Learn more about EarnIn and their company culture.

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EarnIn, formerly known as Activehours, is a financial technology company founded in 2013 by Ram Palaniappan. The company's mission is to build a more equitable financial system by providing individuals with access to their earned wages before their scheduled payday. This concept, often referred to as Earned Wage Access (EWA), aims to help people manage their finances, avoid overdraft fees, and reduce reliance on high-cost predatory lending products. EarnIn's core product, 'Cash Out', allows users to withdraw a portion of their earned income as they earn it. The service is community-supported, with users having the option to leave a voluntary 'tip' for the service, rather than facing mandatory fees or interest charges.

Headquartered in Palo Alto, California, EarnIn has grown significantly since its inception, facilitating billions of dollars in earned wage access for its members. The company emphasizes its commitment to financial wellness by offering additional tools such as 'Balance Shield', which provides low-balance alerts, and 'Tip Yourself', a feature designed to encourage savings. EarnIn's services are available directly to consumers through its mobile application and also as an employee benefit offered through partnerships with employers across various industries. The company has highlighted its role in helping users save on overdraft fees and manage unexpected expenses. While the 'tipping' model has faced some scrutiny and comparisons to payday lending, EarnIn maintains that its approach is designed to offer a more flexible and affordable financial solution. The company has also expanded its offerings to include services like negotiating medical bills for its users. EarnIn has garnered numerous users and positive app reviews, positioning itself as a key player in the evolving landscape of financial technology and employee financial wellness.

Employee benefits

Learn about the employee benefits and perks provided at EarnIn.

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Parental leave

Provides paid time off for new parents.

Regular offsites for company and teams

Company and team-specific offsite events.

Monthly wellness stipend

A monthly allowance for wellness-related expenses.

Health/vision/dental benefits

Offers health, vision, and dental insurance coverage.

View EarnIn's employee benefits
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EarnIn

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EarnIn hiring Sr. Software Engineer, SaaS • Remote (Work from Home) | Himalayas