# Vaibhavi Vaibhavi

Vaibhavi Vaibhavi is a remote worker on Himalayas, Financial Executive at JHA Financial Services, based in India.

Source: https://himalayas.app/@vaibhavivaibhavi

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Financial Executive at JHA Financial Services supporting client accounting, tax compliance, reconciliations, and financial records.
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| Detail | Value |
| --- | --- |
| Availability | Looking for a job |
| Location | India |
| Authorized to work in | India |
| Salary expectations | 70k+ INR |
| Job categories | Financial Executive, Credit Executive, Finance Intern |
| Skills | Accounting, Finance Operations, Financial Statement Analysis, Credit Analysis, Credit Assessment, GST Compliance, Income tax, ITR, Bank Reconciliation, Ledger Reconciliation, KYC Documentation, Risk Identification, General Ledger Accountant, Accounts Payable, Accounts Receivable |
| LinkedIn | https://linkedin.com/in/vaibhavi-5092752a7 |

## About

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At JHA Financial Services, I support accounting and financial operations for individual and business clients. I prepare and review financial records, ledgers, invoices, and supporting documents, and help maintain accurate client and compliance records.

I assist with income-tax and GST-related processes, documentation, and filing support. I also perform bank and account reconciliations, review discrepancies, and use SAP Accounting and RealBooks for transaction processing and accounting records.

Previously, as a Credit Executive at Cred Wise Fintech Pvt. Ltd. (NBFC), I analyzed financial statements and assessed creditworthiness, repayment capacity, and potential default risks. My MBA in Finance and academic project on electric-vehicle adoption also gave me experience examining financial and practical considerations in sustainable transportation.
```

## Experience

### Financial Executive (current)

JHA Financial Services. Mar 2026 - Present

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Support day-to-day accounting and financial operations for clients, including tax and compliance processes, reconciliations, and documentation. Use SAP Accounting and RealBooks for transaction processing and record maintenance.
```

Skills: SAP-Accounting, Realbooks, GST, Income-tax, Reconciliations, Financial-Statement-Analysis, Excel, Documentation

### Credit Executive

Cred Wise Fintech Pvt. Ltd.. Sep 2025 - Feb 2026

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Analyzed customer financial statements and evaluated creditworthiness as part of credit assessment for an NBFC. Reviewed financial and KYC documentation to support decision-making.
```

Skills: Credit-Analysis, Financial-Statement-Analysis, KYC, Risk-Assessment, Documentation

### Finance Intern

HDFC Bank Ltd.. Dec 2024 - Dec 2024

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Gained practical exposure to retail banking operations, customer service, and banking products. Supported customer-facing activities and documentation while developing an understanding of banking operations.
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Skills: Banking-Operations, Customer-Service, Documentation

## Education

### Lalit Narayan Mithila University

Master of Business Administration, Finance

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Master of Business Administration in Finance from Lalit Narayan Mithila University, completed in June 2025.
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### C.M. College

Senior Secondary Education, Commerce

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Senior secondary education in Commerce from C.M. College, Darbhanga, completed in May 2020.
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### Jesus and Marry Academy

Secondary Education

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Secondary education from Jesus and Marry Academy, Darbhanga, Bihar, completed in May 2018.
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### Udemy

Introduction to Finance, Accounting, Modeling and Valuation, Finance

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Completed the Introduction to Finance, Accounting, Modeling and Valuation course on Udemy.
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### Udemy

Microsoft Excel for Finance, Accounting & Financial Analysis, Finance

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Completed the Microsoft Excel for Finance, Accounting & Financial Analysis course on Udemy.
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### Corporate Finance Institute

Corporate Finance Fundamental, Corporate Finance

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Completed the Corporate Finance Fundamental certification from the Corporate Finance Institute.
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### Lalit Narayan Mithila University

Bachelor of Commerce, Commerce

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Bachelor of Commerce from Lalit Narayan Mithila University, completed in May 2023.
```

## Tech stack

- Microsoft Excel
- Tally
- Microsoft Word
- Microsoft PowerPoint

To contact Vaibhavi, message them from this profile with a Himalayas employer account: [Hire on Himalayas](https://himalayas.app/hire).

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