# srushti shrivastava

srushti shrivastava is a remote worker on Himalayas, Analyst - Credit Risk & Policy at National Bank for Financing Infrastructure & Development, based in India.

Source: https://himalayas.app/@srushtishrivastava

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Credit risk analyst at National Bank for Financing Infrastructure & Development, analyzing infrastructure projects and contributing to credit risk policy and rating frameworks.
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| Detail | Value |
| --- | --- |
| Availability | Looking for a job |
| Location | India |
| Authorized to work in | India |
| Salary expectations | 3247k+ INR |
| Job categories | Credit Risk Analyst, Credit Risk Manager, Internal Auditor |
| Skills | Credit Risk Analysis, Credit Risk Management, Credit Rating Models, Internal Credit Rating, Asset Quality Review, Risk Based Audit, Enterprise Risk Management, ICAAP, Performance Testing, Basel III, Capital Adequacy, Risk Weighted Assets, CRAR Validation, Regulatory Compliance, Credit Appraisal |
| LinkedIn | https://linkedin.com/in/srushtishrivastava |

## What I'm looking for

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I’m looking for an opportunity in banking and finance where I can gain experience across multiple financial functions and use my skills and educational background to contribute to the organization.
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## About

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At National Bank for Financing Infrastructure & Development, I analyze credit risk in infrastructure development projects and have also performed asset quality review for the infrastructure portfolio. I’ve contributed to credit risk policy, credit risk rating models, and the internal credit rating framework.

At Axis Bank Limited, I conducted risk-based internal audits across areas including enterprise risk management, ICAAP, and Basel III capital computation. I’m looking to build a career in banking and finance, gain experience across financial functions, and contribute using my skills and educational background.
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## Experience

### Analyst - Credit Risk & Policy (current)

National Bank for Financing Infrastructure & Development. Jan 2024 - Present

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Analysing credit risk in infrastructure development projects, having analysed more than 15 projects and performed asset quality review for infrastructure portfolio. Worked on formulating credit risk policy, credit risk rating models, and internal credit rating framework.
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Skills: Credit-Risk-Analysis, Risk-Management, Policy-Formulation, Asset-Quality-Review, Infrastructure-Finance

### Manager - Internal Audit

Axis Bank Limited. Jan 2023 - Dec 2024

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Conducted risk-based internal audits across key functions including Enterprise Risk Management (ERM), ICAAP (including stress testing framework), and capital computation under Pillar 1 of Basel III. Evaluated regulatory compliance, capital adequacy frameworks, and governance effectiveness.
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Skills: Internal-Audit, Risk-Management, Basel-III, ICAAP, Performance-Testing, Regulatory-Compliance, Capital-Adequacy

### Deputy Manager - Internal Audit

Axis Bank Limited. Jan 2021 - Dec 2023

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Worked on a banking and finance project titled 'Identifying Liquidity Risk Determinants and Analyzing Their Impact on Capital Adequacy for Liquidity Risk Management'. Conducted a panel study to identify determinants of liquidity risk and analyze their impact on bank profits and capital position as per Basel III requirements.
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Skills: Liquidity-Risk, Capital-Adequacy, Basel-III, Panel-Data-Analysis, Econometrics

### Intern

Aryavarth Gramin Bank. Sep 2020 - Oct 2020

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Studied credit policy, NPA policy, and loan proposals to understand various types of credit sanctioning processes for agriculture loans, MSME loans, etc., and understood due diligence.
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Skills: Credit-Appraisal, Working-Capital, Term-Loans, NPA, Due-Diligence

### Intern

GM Financial Services. Aug 2020 - Sep 2020

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Analyzed the impact of COVID-19 on the oil and gas industry and studied the impact of macroeconomic factors on the government security market in India through an econometric study.
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Skills: Macroeconomic-Analysis, Econometrics, Financial-Analysis

## Education

### National Institute of Banking Management

PGDM, Banking and Financial Services. 2019 - 2021. Grade: 75.39%

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PGDM in Banking and Financial Services with 75.39% from 2019 to 2021.
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### Ujjain Engineering College

Bachelor of Engineering, Computer Science. 2015 - 2019. Grade: 82.20%

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Bachelor of Engineering in Computer Science with 82.20% from 2015 to 2019.
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### Choithram School North Campus

Higher-Secondary Schooling Certificate (CBSE), General. Grade: 90.40%

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Higher-Secondary Schooling Certificate (CBSE) with 90.40% in 2015.
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### Choithram School North Campus

Secondary Schooling Certificate (CBSE), General. Grade: 89.30%

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Secondary Schooling Certificate (CBSE) with 89.30% in 2013.
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### GARP

Financial Risk Manager, Financial Risk Management

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Financial Risk Manager certification by GARP, charter obtained.
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### Udemy

Python for Finance: Investment Fundamentals and Data Analytics, Finance and Data Analytics

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Python for Finance: Investment Fundamentals and Data Analytics certification from Udemy.
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### IIT Kharagpur

Cloud Computing, Cloud Computing

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Cloud Computing certification from IIT Kharagpur.
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### Yoga Shiksha Samiti

Yoga Teachers Training Certification, Yoga

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Yoga Teachers Training Certification from Yoga Shiksha Samiti.
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## Tech stack

- Python
- Microsoft Excel
- SQL

To contact srushti, message them from this profile with a Himalayas employer account: [Hire on Himalayas](https://himalayas.app/hire).

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