# Siddhika Tekriwal

Siddhika Tekriwal is a remote worker on Himalayas, Credit Analyst at IDBI Bank, based in India.

Source: https://himalayas.app/@siddhikatekriwal

```text
Credit Analyst at IDBI Bank assessing corporate loan applications, creditworthiness, and borrower risk.
```

| Detail | Value |
| --- | --- |
| Availability | Looking for a job |
| Location | India |
| Authorized to work in | India |
| Salary expectations | 95k+ INR |
| Job categories | Credit Analyst, Financial Analyst, Compliance Analyst, Risk Analyst |
| Skills | Credit Analysis, Financial Analysis, Credit Assessment, Credit Scoring, Risk Assessment, Risk Rating, Financial Modeling, Financial Statement Analysis, Regulatory Compliance, Due Diligence, Loan Processing, Market Research, Budgeting, Cost Analysis, Campaign Performance Analysis |
| LinkedIn | https://linkedin.com/in/siddhika-tekriwal-1b685217a |

## About

```text
At IDBI Bank, I conduct financial analysis and credit assessments of corporate loan applications, evaluating creditworthiness against bank policies and regulatory requirements. I analyze financial documents, calculate credit scores and risk ratings, and recommend tailored loan structures.

I work with loan officers and relationship managers to streamline loan processing, while conducting due diligence and prioritizing cases to maintain approval timelines.

As a Compliance Intern at Goldman Sachs, I worked on improving two Private Wealth Management Compliance processes. I reviewed jurisdictional rules and implemented regional selling restrictions, contributing to process efficiency.
```

## Experience

### Credit Analyst (current)

IDBI Bank. Jul 2024 - Present

```text
Conducts detailed financial analysis and credit assessments of corporate loan applications to determine creditworthiness, aligning evaluations with bank policies and regulatory requirements. Collaborates with loan officers and relationship managers to streamline loan processing and maintain approval timelines.
```

Skills: Financial-Analysis, Credit-Assessment, Risk-Assessment, Credit-Scoring, Risk-Rating, Due-Diligence, Compliance, Loan-Processing

### Compliance Intern

[Goldman Sachs](https://himalayas.app/companies/goldman-sachs). Apr 2023 - Jun 2023

```text
Improved efficiency of two main processes in Private Wealth Management Compliance by reviewing jurisdictional rules and implementing selling restriction rules. Coordinated with multiple teams for process enhancement and engaged with global managers to prepare and review reports.
```

Skills: Compliance, Process-Improvement, Regulatory-Compliance, Team-Coordination, Report-Preparation

## Education

### Xavier Institute of Management, Bhubaneswar

MBA, Business Management. 2022 - 2024. Grade: 6.59/10

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MBA in Business Management with a cumulative CGPA of 6.59/10, including electives in financial statement analysis, strategic management, security analysis, and portfolio management.
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### Bloomberg

Certification, Bloomberg Market Concepts. 2022 - 2022

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Certified in Bloomberg Market Concepts.
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### Udemy

Certification, Financial Analysis. 2022 - 2022

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Attained a certification in The Complete Financial Analyst Course.
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### Pride Computers

Certification, Advanced Excel and Power BI. 2022 - 2022

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Completed a certification in Advanced Excel and Power BI.
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### Narsee Monjee College of Commerce and Economics, Mumbai

B. Com, Accountancy and Finance. 2017 - 2020. Grade: 8.84/10

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Bachelor of Commerce in Accountancy and Finance with a cumulative CGPA of 8.84/10.
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### Little Flower School, Gorakhpur

XII (ISC), General Studies. 2015 - 2017. Grade: 90.75%

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Completed XII (ISC) with 90.75%.
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## Tech stack

- Power BI

To contact Siddhika, message them from this profile with a Himalayas employer account: [Hire on Himalayas](https://himalayas.app/hire).

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