# Patrick Kencana Patrick Kencana is a remote worker on Himalayas, Manager – Wholesale Data Analytics at PT. Bank Mandiri (Persero) Tbk., based in Indonesia. Source: https://himalayas.app/@patrickkencana ```text Data scientist at Bank Mandiri building credit risk monitoring with early warnings and LLM-powered debtor summaries. ``` | Detail | Value | | --- | --- | | Availability | Looking for a job | | Location | Indonesia | | Authorized to work in | Indonesia | | Salary expectations | 28450k+ IDR | | Job categories | Data Scientist, Data Analyst, Machine Learning Engineer, Data Engineer | | Skills | Data Analysis, Credit Risk Modeling, Machine Learning, Large Language Models, Time Series Modeling, Feature Engineering, Model Validation, LightGBM, Combinatorial Purged Cross Validation, Triple Barrier Labeling, Meta Labeling, Wavelet Analysis, Market Regime Detection, Portfolio Management, Risk Management | | LinkedIn | https://linkedin.com/in/patrick-naga-kencana | | GitHub | https://github.com/patricknks | ## What I'm looking for ```text I’m looking to apply data science and machine learning to production analytics, especially risk modeling and systems grounded in the data they generate. ``` ## About ```text At Bank Mandiri, I contribute to an integrated credit monitoring application that connects wholesale debtor data with an early-warning risk model. I also integrate an LLM that summarizes debtor financial statements, risk profiles, and business sector conditions for credit analysts. In e-Money, I analyzed customer tapping behavior, forecast transaction volumes, and developed rule-based fraud analytics. By tracing top-up failures and contributing targeted debugging and process simplification, I helped reduce failure reports by 50%. My independent systematic trading research combines Java and Python market-data pipelines with machine learning and time-series methods. I built strategy evaluations using LightGBM and Combinatorial Purged Cross-Validation, and developed a portfolio overlay to manage downside risk. My engineering foundation comes from autonomous UAV research, including machine vision localization, RTK-GPS, ROS control systems, and electronics research. As part of BAYUCARAKA ITS UAV RESEARCH TEAM, I served as PIC for KRTI 2020, where the team secured first place. ``` ## Experience ### Manager – Wholesale Data Analytics (current) PT. Bank Mandiri (Persero) Tbk.. Jul 2026 - Present ```text Contributes to an integrated credit monitoring application with risk modeling as an early warning system, integrates LLM to summarize debtor financials, and builds dashboards for the Board of Directors. ``` Skills: Risk-Modeling, Large-Language-Models, Data-Analysis, Dashboard-Development, SQL, Python ### Manager – Support Engineer, E-Money PT. Bank Mandiri (Persero) Tbk.. Oct 2025 - Jul 2026 ```text Delivered data analysis on e-Money operations including customer behavior, TPS forecasting, and fraud detection; resolved server balance anomaly exceeding IDR 50 billion and supported over 50 application migrations. ``` Skills: Data-Analysis, SQL, Fraud-Detection, Forecasting, Project-Management, System-Monitoring ### Assistant Manager – Technical Analyst, E-Money PT. Bank Mandiri (Persero) Tbk.. Oct 2023 - Oct 2025 ```text Performed data analysis on e-Money operations, including customer behavior, TPS forecasting, and fraud detection; contributed to a 50% reduction in top-up failure reports and resolved a server balance anomaly exceeding IDR 50 billion. ``` Skills: Data-Analysis, SQL, Fraud-Detection, Forecasting, System-Monitoring, Project-Management ### Officer Development Program (ODP) – Information Technology PT. Bank Mandiri (Persero) Tbk.. Jan 2023 - Oct 2023 ```text Participated in the Officer Development Program in Information Technology, gaining foundational experience in banking systems and technology. ``` ### Lab Assistant Microelectronics and Embedded System Laboratory. Jan 2020 - Dec 2022 ```text Assisted in the Microelectronics and Embedded System Laboratory, supporting lab activities and research. ``` ### Head of Electronic VTOL Researcher Division & Drone Pilot BAYUCARAKA ITS UAV RESEARCH TEAM. Jan 2020 - Dec 2022 ```text Led electronic and hardware research for autonomous UAVs, including localization methods and control systems; coordinated cross-functional team and served as PIC for KRTI 2020 where team secured first place. ``` Skills: UAV, ROS, Machine-Vision, RTK-GPS, PCB-Design, Team-Leadership ### Machine Learning Path Student Bangkit Academy led by Google, Tokopedia, Gojek, & Traveloka. Feb 2022 - Aug 2022 ```text Selected for the Machine Learning cohort from over 50,000 applicants; completed a six-month program in machine learning and AI with additional training in critical thinking and start-up valuation. ``` Skills: Machine-Learning, AI, Critical-Thinking, MVP-planning ### Electronic Researcher & Drone Pilot PT. POS INDONESIA. Oct 2021 - Jan 2022 ```text Developed and produced an autonomous quadcopter for package delivery up to 5 kg, and conducted product launch and technical training. ``` Skills: Drone-Technology, Autonomous-Systems, Product-Launch, Training ### Student Internship PT. PLN UP2D. Jan 2021 - Dec 2021 ```text Assessed the performance of the Master Station SCADA monitoring system and compiled a report; attended technical classes on Disaster Recovery Systems and related topics. ``` Skills: SCADA, Disaster-Recovery, Technical-analysis ### Electronic VTOL Researcher Division & Drone Pilot BAYUCARAKA ITS UAV RESEARCH TEAM. Jan 2019 - Dec 2020 ```text Developed localization methods for autonomous UAVs using machine vision and RTK-GPS, and contributed to electronic and hardware research. ``` Skills: UAV, ROS, Machine-Vision, RTK-GPS, PCB-Design ## Education ### Regina Pacis Senior High School High School Diploma, General. 2015 - 2018 ```text Completed senior high school education. ``` ### Coursera TensorFlow: Data and Deployment Specialization, Machine Learning ```text Completed TensorFlow: Data and Deployment Specialization. ``` ### Coursera Mathematics for Machine Learning Specialization, Mathematics ```text Completed Mathematics for Machine Learning Specialization. ``` ### Coursera DeepLearning.AI TensorFlow Developer Specialization, Machine Learning ```text Completed DeepLearning.AI TensorFlow Developer Specialization. ``` ### Coursera Google IT Automation with Python Specialization, Information Technology ```text Completed Google IT Automation with Python Specialization. ``` ### Institut Teknologi Sepuluh Nopember Bachelor of Electrical Engineering, Electrical Engineering. 2018 - 2022. Grade: 3.37 / 4.00 Activities and societies: Courses: Machine Vision, Embedded Electronic Systems, Electronic Instrumentation, Programmable Component Design, Industrial Electronics and Robotics. ```text Bachelor of Electrical Engineering with a GPA of 3.37/4.00. Final project on autonomous quadcopter landing on a moving object using ROS. ``` ## Tech stack - PostgreSQL - Microsoft SQL Server - Oracle - Python - Java - TensorFlow - Microsoft Excel - SQL - LightGBM - Apache Impala - Microsoft Word - Microsoft PowerPoint To contact Patrick, message them from this profile with a Himalayas employer account: [Hire on Himalayas](https://himalayas.app/hire). ## People also viewed - [Diego Prayudha](https://himalayas.app/@diegoprayudha): Data Scientist & Machine Learning Engineer, Tabel Data Informatika - [Naufal Fachri](https://himalayas.app/@naufalfachri): Machine Learning Project, Self Employed - [Adib Pratama](https://himalayas.app/@adibpratama): Senior Data Scientist, Indonesia Digital Ecosystem (INDICO) - [Nabilla User](https://himalayas.app/@nabillauser): Data Scientist, Mindo Bussiness Solutions - [michelle michelle](https://himalayas.app/@michellemichelle): Data Scientist, PT Federal International Finance - [Gracy Presiliasani P](https://himalayas.app/@gracypresiliasanip): Machine Learning Programmer Intern, PT Terakorp Indonesia - [GEDE ANDRA RIZQY WIJAYA](https://himalayas.app/@gedeandrarizqywijaya): Technical Support – MyTelkomsel Business Operation (Telkomsel), PT. 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