# Nitisha Bhandari

Nitisha Bhandari is a remote worker on Himalayas, Senior Manager, Risk Strategy Enablement at Capital One, based in United States.

Source: https://himalayas.app/@nitishabhandari

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Risk strategy leader at Capital One who operationalized enterprise AI governance and built an LLM-based data lineage capability.
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| Detail | Value |
| --- | --- |
| Availability | Looking for a job |
| Location | United States |
| Authorized to work in | United States |
| Salary expectations | 200k+ USD |
| Job categories | Risk and Compliance Advisory |
| Skills | Enterprise Risk Management, AI Governance, Model Risk Management, Operational Risk Management, Regulatory Compliance, Risk Governance, Data Governance, Data Quality Management, Platform Strategy, Control Framework Design, Controls Rationalization, Risk Assessment, Risk Appetite Statements, Risk Analytics, Regulatory Change Management |

## About

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At Capital One, I lead enterprise risk strategy enablement, including the development and operationalization of an AI risk governance framework. I review and challenge how AI capabilities are designed, deployed, and monitored, applying SR 11-7 principles to GenAI and agentic AI.

I lead the team that built an LLM-based data lineage, governance, and monitoring capability. It parses code to map data joins, transformations, and aggregations, and flags blind spots; the run-the-engine effort fell from about 60–65% to below the 35% enterprise threshold.

At American Express, I architected and launched the first unified Credit & Fraud Risk governance framework across consumer and commercial card portfolios. I also sustained a record of zero MRAs and MRIAs across regulatory examinations and served as the business-aligned Compliance Officer for India’s data-localization mandate.

Earlier, I led operational-risk and compliance work at American Express and managed an analytics team at TATA CONSULTANCY SERVICES. My experience includes control rationalization, regulatory oversight, risk transformation, and data-driven business insights.
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## Experience

### Senior Manager, Risk Strategy Enablement (current)

[Capital One](https://himalayas.app/companies/capital-one-national-association). Jun 2024 - Present

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Leads enterprise AI risk governance framework and data quality initiatives. Drove control rationalization for M&A and led GRC platform functional leadership.
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Skills: AI-Governance, Data-Quality, GRC, Risk-Management, Controls-Rationalization, LLM, Data-Lineage, SR11-7

### LOB Compliance Officer, Credit & Fraud Risk

[American Express](https://himalayas.app/companies/american-express-company). Jan 2019 - Aug 2023

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Sustained zero MRAs/MRIAs across regulatory exams. Led India data-localization compliance and architected unified Credit & Fraud Risk governance framework.
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Skills: Compliance, Risk-Management, Regulatory-Affairs, Governance, Data-Localization, Control-Testing, Risk-Assessment

### Manager, Operational Risk Management

[American Express](https://himalayas.app/companies/american-express-company). Feb 2014 - Jan 2019

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Managed Issues and Events Programs, built business continuity plans, and led Commercial Spend Accelerator program as PMO.
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Skills: Operational-Risk, Issue-Management, Business-Continuity, Root-Cause-Analysis, Agile, Data-Analysis

### Manager

[Tata Consultancy Services](https://himalayas.app/companies/tata-consultancy-services). Jan 2012 - Jan 2014

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Led analytics team delivering data-driven insights on growth, profitability, and risk. Designed scalable risk management solutions.
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Skills: Data-Analysis, Risk-Management, Strategic-Planning, Stakeholder-Management

## Education

### University of Michigan

AI in Business Leadership, Business Leadership. 2025 - 2025

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Completed the AI in Business Leadership program in 2025.
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### University of Michigan

Leading & Motivating Individuals, Leadership. 2024 - 2024

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Completed the Leading & Motivating Individuals program in 2024.
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### Narsee Monjee Institute of Management Studies (NMIMS)

MBA, Management

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Earned an MBA from Narsee Monjee Institute of Management Studies in 2017.
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### AKTU

B.Tech, Electrical & Electronics Engineering

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Earned a B.Tech in Electrical & Electronics Engineering from AKTU in 2011.
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### American Bankers Association

Enterprise Risk Management; Operational Risk Management; Operational Risk Model Management, Risk Management

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Completed the Enterprise Risk Management, Operational Risk Management, and Operational Risk Model Management programs.
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## Tech stack

- Power BI
- Microsoft 365
- Claude
- Microsoft Copilot

To contact Nitisha, message them from this profile with a Himalayas employer account: [Hire on Himalayas](https://himalayas.app/hire).

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